What does pension insurance temporary account mean?Is there a scope of age restrictions on personal pensions ...@"The illusion of tears", "Hong" ... Your question, we answered!

Author:Human Resources and Social Sec Time:2022.06.15

Netizens "Hearts Stop Water":

What is corporate annuity? What are the components of an enterprise annuity fund?

Pension Insurance Department of the Ministry of Human Resources and Social Security:

Enterprise annuity refers to the supplementary endowment insurance system established by enterprises and their employees on the basis of participating in basic pension insurance in accordance with the law.

Enterprise annuity funds are composed of the following: (1) corporate payment; (2) personal payment of employees; (3) Enterprise annuity fund investment and operation income.

Netizens "Shuo Shuo":

How to pay for the company's annuity?

Pension Insurance Department of the Ministry of Human Resources and Social Security:

Enterprises pay more than 8%of the total employee salary of the enterprise each year. Personal payment of enterprises and employees does not exceed 12%of the total salary of employees in the enterprise.

The required costs are determined by the company and employees.

Netizens "worry -free":

How to receive an annual annuity?

Pension Insurance Department of the Ministry of Human Resources and Social Security:

The "Enterprise Annual Measures" stipulates that when employees reach the retirement age prescribed by the state or fully lose their labor capacity, they can receive the annuity of the corporate annuity from the monthly, sub -or one -time personal account of their own business annuity account, or the personal account of their enterprise annuity accounts. All funds or partial purchase of commercial pension insurance products will receive treatment according to insurance contracts and enjoy the corresponding inheritance right.

Enterprise annuity personal account funds who settled abroad (border) can be paid to me at one time according to my requirements.

Netizens "the illusion of tears":

What does pension insurance temporary account mean? How can the insured know whether to distinguish whether they are general accounts or temporary accounts?

Pension Insurance Department of the Ministry of Human Resources and Social Security:

The "Notice of the Ministry of Human Resources and Social Security on the transfer of the transfer of basic pension insurance relationships to the employees of urban enterprises" stipulates that the person who is 50 years old and the age of 40 years of age will be the first place where the age of 50 and the age of women shall be the place where the insurance is not registered. The place of insurance shall establish a temporary basic pension insurance account for it.

Participants can judge the age of their accounts in accordance with the age assistant judgment of their first insured at the place where they are not in the household registration.

Netizens "Hong":

Is there a scope of age restrictions on personal pensions? Can retirees participate?

Pension Insurance Department of the Ministry of Human Resources and Social Security:

The "Opinions on Promoting the Development of Personal Pensions" stipulates that the scope of the personal pension system is a worker who participates in the basic endowment insurance of urban employees or the basic pension insurance for urban and rural residents. Persons who have participated in the basic endowment insurance of urban employees or the basic endowment insurance for urban and rural residents, and have not yet reached the condition of the basic endowment insurance benefits, can participate in the personal pension system.

Retired personnel have received basic pension insurance benefits and no longer participate in the personal pension system.

Netizens "Tianzai":

What is the title? Can I declare without working in state -owned enterprises or institutions? How to declare?

Division of the Ministry of Human Resources and Social Security:

The title is the main symbol of the academic technical level and professional ability of professional and technical talents. The title review is the evaluation and identification of professional and technical talents, abilities, and performance in accordance with the evaluation standards and procedures. The results of the title review are important basis for employment, assessment, and promotion of professional and technical talents.

If you do not work in state -owned enterprises or institutions, you can apply for a title review. The evaluation of the title of the title further breaks the restrictions on the household registration, region, identity, archives, personnel relationships, and creates convenient conditions, and unblocked the application channels for professional titles of non -public economic organizations, social organizations, and free vocational and technical talents.

According to the relevant provisions of the "Notice of the General Office of the Ministry of Human Resources and Social Security on Further Doing a Between Private Enterprise Title", the professional title review committees for units and internal systems are equal and open to private enterprises. Professional and technical talents of private enterprises can apply for professional titles to apply for professional titles, high -tech development zones, science and technology parks and other places, or to apply for professional titles through social organizations such as talent intermediary service agencies, industry and commerce federations, industry associations, and society. Professional and technical talents of universities, scientific research institutes, medical institutions and other enterprises and institutions that have been approved to start a business or go to private enterprises can apply for title in accordance with regulations within 3 years. Professional and technical talents of private enterprises are dispatched to work for more than a year, and they may be reviewed in the delegation in accordance with relevant regulations.

Netizens "Li Lei":

Which department should I find complaints or reports if I discovered a fraudulent behavior?

Social Security Center of the Ministry of Human Resources and Social Security:

Article 82 of the "Social Insurance Law of the People's Republic of China" stipulates that "any organization or individual has the right to report and complain about violations of social insurance laws and regulations. The insurance premium collection institution and financial department and the audit authorities shall report and complain about the scope of the duties of the headquarters and the institution of the institution shall be handled in accordance with the law; for those who do not belong to the duties of the headquarters and the institution , Institutional treatment. The authorities and institutions with the right to deal with it shall be handled in time and shall not be pushed. "

Therefore, you can choose the above department to report a complaint.

If you have any questions

Welcome to leave a message in the comment area

Editor in this issue: Zhang Zixuan

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