Adhere to the main business of strengthening the responsibility, and to stabilize the economic "combination boxing"

Adhere to the main business of strengthening the responsibility, and to stabilize the economic "combination boxing"

Since the beginning of this year, the Shantou Branch has thoroughly implemented a series of decision -making deployments made by the Party Central Committee, the State Council, and the head office to stabilize the economic and social development, serve local economic and social development, continuously transport financial water for the real economy, and stabilize the economy. "". In the first half of this year, the bank issued a loan of 545 million yuan, and the balance of loans increased by 256 million yuan.

Take the initiative to actively carry out project marketing docking. Since the beginning of this year, the bank has clearly used key projects as its main marketing direction, and has held a number of business promotion conferences to study the "102 major projects" and the list of 1570 items in Guangdong Province and Shantou key projects. , And classify according to the area, conduct marketing division of labor according to the institution, and draw up the project marketing list. At the same time, the AB -corner personnel and marketing time of the proposed marketing projects establish a marketing ledger and customer visit forms to form a marketing model for list -style management and ledger -type promotion. The leaders of the industry give full play to the role of marketing "pioneers", actively visit the main leaders of local party and government, the project responsible for relevant departments and enterprises, and build a long -term cooperation platform for political and bank enterprises. In March of this year, the bank signed the "Fourteenth Five -Year Plan" cooperation agreement with the Chaoyang District People's Government. The bank's Chaoyang Sub -branch signed a cooperation agreement with six companies in Chaoyang District to lay a solid foundation for further expanding marketing channels.

Focus on the main business and continue to increase credit. The first is to ensure local food safety. The bank resolutely carried out the political responsibility of serving local food security, and made every effort to ensure the supply of food and storage credit funds in the city. In the first half of the year, a total of 105 million yuan was put on reserve grain loans. The second is to inject "strong heart" for local infrastructure construction. In the first half of the year, a total of 10 key people's livelihood infrastructure projects were supported, and a total of 430 million yuan in medium- and long -term project loans were invested. The construction of 11 township roads and 2 water supply facilities projects in Chenghai District, support the construction of sewage treatment facilities in the districts and counties such as the Xinjiang District, Chaoyang District, and Chaonan District, and support it The construction of parks such as parks helps Shantou to further improve the construction of urban and rural infrastructure and enhance urban competitiveness. The third is to send "timely rain" for the development of private small and micro enterprises. Combining the local reality of Shantou, focusing on small and micro enterprises involved in farmers' camps, conducting in -depth investigations, understanding the production and operation status and capital needs of enterprises, and providing financing and integration services for enterprise development. In the first half of the year, a total of five private small and micro enterprises were supported, involving agricultural planting, agricultural technology, agricultural product logistics, agricultural tourism, and pig slaughter. A total of 10.1424 million yuan in small and micro enterprise loans.

In response to policies, we took multiple measures to relieve difficulties for corporate relief. The first is to increase the discount of loan interest rates. In the first half of the year, the average interest rate of the loan was only 4.22%, a decrease of 35 BP from the same period last year. Among them, small and micro -enterprise mobile funds loan interest rates have a minimum interest rate of 3%. The second is to adjust the repayment plan. For enterprises that affect the production and operation of the epidemic, ensure that they do not draw loans and continue to loans. In accordance with the principle of "one enterprise, one policy", timely and in -depth enterprises carry out investigations and post -loan inspections, objectively analyze the production and operation of the enterprise. The model plan relieves the pressure on the repayment of the enterprise and helps the difficulties. The third is to implement the policy reduction policy. Continue to remove customer RMB settlement fees, small and micro enterprise inquiry certificates, and the assessed fee of corporate customers' pledges. In the first half of the year, a total of 259,200 yuan was reduced to customers.

In the next step, the Shantou Branch will continue to play the functional role of policy banks to "take the lead, make up for shortcomings, and reverse cycles", increase policy publicity, and make full use of the head office to serve the economic market preferential credit policy, and to be Shantou for Shantou Economic development introduces more preferential credit funds to help Shantou achieve high -quality economic development. (Zhang Weixin)

Responsible editor: Zhang Wei Guo Jinhui

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