Heavy!Hangzhou three -child house housing provident fund preferential policy comes

At 7 o'clock this morning, Hangzhou Provident Fund issued a preferential policy for Hangzhou's three -child housing housing provident fund:

Hangzhou Housing Provident Fund Management Committee

About the implementation of three -child house housing provident fund

Notice of preferential policies

Each deposit unit and employee:

In order to implement the "Several Opinions of the Zhejiang Provincial Housing and Urban -Rural Development Department on Supporting the Promotion of" Zhejiang You're "(Zhejiang Jian [2022] No. 7), and increase the support for solving basic housing problems for three -child families, The notice of preferential policies for the three -child housing provident fund in our city is now implemented as follows:

I. If the city's three -child family purchases the first ordinary self -living housing and apply for a housing provident fund loan for the first time, the loan amount can be determined by 20%according to the maximum loan limit of the family.

2. If the three -child family has a housing provident fund without housing, the withdrawal limit will be determined by 50%of the amount of the amount according to the prescribed amount standard.

Third, the date of this notice will be implemented from the date of self -evolution. The topic floating policy is not superimposed with the floating policy of other housing provident fund loans and withdrawals. The specific rules are formulated by the Hangzhou Housing Provident Fund Management Center.

Hangzhou Housing Provident Fund Management Committee

August 1, 2022

Hangzhou Housing Provident Fund Management Center

Notice on the implementation of the three -child housing provident fund preferential policies related matters

Each deposit unit and employee:

In order to implement the Hangzhou Housing Provident Fund Management Committee "Notice on Implementing the Promoting Policy of the Three -Child Family Housing Provident Fund" (Hangzhou Public Committee [2022] No. 10), the notice of the relevant matters of the three -child housing provident fund preferential policy in our city is as follows. The

one

If a three -child family purchases the first ordinary self -occupied housing and apply for a housing provident fund loan for the first time, the loan amount can be determined by 20%of the loan amount calculated at the time of the family application loan. Among them, the first set of ordinary self -living housing is determined by the city's provident fund loan "house recognition and loan" policy; the first application for provident fund loans is subject to the query results of the housing provident fund supervision service platform of the Ministry of Housing and Construction.

two

If a three -child family has no housing housing withdrawal housing provident fund, the withdrawal limit is determined by 50%according to the prescribed quota standard. It is currently: Hangzhou City (including Xiaoshan District, Yuhang District, Linping District, Fuyang District, Lin'an District) Yuan/month, Tonglu County is 1260 yuan/month, Chun'an County is 900 yuan/month, and Jiande City is 720 yuan/month.

three

The three -child family refers to according to national policies, the same couple (at least one party is Hangzhou household registration) has giving birth or legally adopted three children (the number of children). The results of the data query results of the three -child family data of the Hangzhou Health and Health Committee are subject to the results.

Four

This notice will be implemented from August 1, 2022. The topic floating policy is not superimposed with the floating policy of other housing provident fund loans and withdrawals. If you apply for a housing provident fund loan, the new commercial housing shall be subject to the signing time of the online signing contract. The second -hand housing shall be subject to the signing time of the transfer contract for the online signing contract.

Hangzhou Housing Provident Fund Management Center

August 1, 2022

The "Notice on Implementing the Implementation of Preferential Policies for Housing Provident Fund for Three -Child Family"

Policy interpretation

1. Develop background

In order to implement the "Several Opinions of the Zhejiang Provincial Housing and Urban -Rural Development Department on Supporting the Promotion of" Zhejiang You're "(Zhejiang Jian [2022] No. 7), and increase the support for solving basic housing problems for three -child families, The Hangzhou Housing Provident Fund Management Committee issued the "Notice on the Implementation of the Promoting Policy on the Three -Child Family Housing Provident Fund" on August 1, 2022 (Hangzhou Public Committee [2022] No. 10).

2. Formulate the basis

1. The State Council's "Regulations on the Management of Housing Provident Fund"

2. "Zhejiang Provincial Housing Provident Fund Regulations"

3. "Several Opinions of Zhejiang Province Housing and Urban -Rural Development on Supporting the Promoting" Zhejiang You're "(Zhejiang Jian [2022] No. 7)

3. Main content

If the city's three -child family purchase the first ordinary self -living housing and apply for a housing provident fund loan for the first time, the loan amount can be determined by 20%according to the maximum loan limit of the family; Determined by 50%according to the prescribed quota standard. The topic floating policy is not superimposed with the floating policy of other housing provident fund loans and withdrawals.

Fourth, file implementation time

The document was implemented from August 1, 2022.

Five, others

The specific rules are formulated and explained by the Hangzhou Housing Provident Fund Management Center.

6. Interpretation authority, interpreter and contact information

Interpretation authority: Hangzhou Housing Provident Fund Management Center

Interpreter: Han Weiwei, Credit Management Office of Hangzhou Housing Provident Fund Management Center, Wu Yaqing, Administrative Examination and Approval Office

Contact number: 87566342 87008272

The "Notice on Implementing the Implementation of Preferential Policies for Housing Provident Fund for Three -Child Family"

Question answer

1. How do you understand the "three -child family in our city" in "Notice"?

Answer: The "three -child family in our city" in the "Notice" refers to the same couple (at least one side of Hangzhou household registration) in accordance with national policies. The results of the data query results of the three -child family data of the Hangzhou Health and Health Committee are subject to the results.

2. "If you purchase the first ordinary self -living housing and apply for a housing provident fund loan for the first time, the loan amount can be determined by 20%according to the maximum loan limit of the family". How to understand? Answer: If the three -child family purchases the first ordinary self -occupied housing and apply for a housing provident fund loan for the first time, the loan amount can be determined by 20%of the loan amount calculated at the time of the family application loan. Among them, the first set of ordinary self -living housing is determined by the city's provident fund loan "house recognition and loan" policy; the first application for provident fund loans is subject to the query results of the housing provident fund supervision service platform of the Ministry of Housing and Construction.

3. Eligible three -child families, if the housing provident fund has no housing with no housing housing, how can the extraction limit be determined by 50%of the amount of up to 50%?

Answer: If the qualified three -child family has no housing with a housing provident fund without housing, the withdrawal limit is determined by 50%according to the prescribed quota standard. Lin'an District) is 1800 yuan/month, Tonglu County is 1260 yuan/month, Chun'an County is 900 yuan/month, and Jiande City is 720 yuan/month.

4. When applying for provident fund loans or withdrawal of housing provident funds for a three -child family, do you need to submit a written proof of the "three -child family"?

Answer: Three -child family information is included in the scope of government information and data sharing. When employee families apply for housing provident fund loans or withdrawal of housing provident fund, they do not need to submit relevant written certificates. If the shared data fails to inquire, the family may declare to the local health department.

5. Can the floating policy on the top of the house and other housing provident fund loans and withdrawal policy be superimposed?

Answer: The topic floating policy and other housing provident fund loans and withdrawal policies are not superimposed.

6. The implementation time of the preferential policy of housing housing housing housing housing housing?

Answer: The "Notice" will be implemented from August 1, 2022. If you apply for a housing provident fund loan, the new commercial housing shall be subject to the signing time of the online signing contract. The second -hand housing shall be subject to the signing time of the transfer contract for the online signing contract.

Source: Hangzhou Provident Fund Release

Source: Qianjiang Evening News

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