The journey of the journey is full of heavy responsibility
Author:China Economic Times Rural Fin Time:2022.08.01
The journey of the journey is full of heavy responsibility
——News Issuing Jiuquan Branch completed the annual loan increasing task after the adjustment increase in advance
After the State Council, Agricultural Issuance Office, and the Provincial Branch of the Provincial Branch of Agricultural Issuance, the Agricultural Issuing Jiuquan Branch actively enhanced the position and seized the policy window period and development opportunity period. "The sense of crisis and the sense of responsibility of" unable to sit "effectively accelerate the promotion of credit release. As of the end of June, the bank had invested a total of 3.415 billion yuan in various types of loans, an increase of 1.77 billion yuan from the same period last year and a growth rate of 107.65%. The increasing increase in loan increases.
The party building leader, pressure increased responsibility, and "active battles" for high -quality development. The first is to take the initiative to be the "competing machine". After the provincial branch service stabilizes the economy, the economic market will accelerate the promotion meeting of credit. Report, comprehensively arrange the demand for loans, implement the progress of the pre -review, the work progress of the trial and the planning plan, and pay attention to the three major elements of personnel, tasks, and time. Target tasks to increase the timeliness of lending. Adhere to the implementation of the daily "two tables and one newspaper" reporting system, monitor, supervise, and relieve loans of loan investment, approval, investigation and evaluation, and marketing reserves. The standard for promoting the project embarked on the fast track. The second is to fight the "time". When the loan is issued on demand, the funds are used on the blade. In order to ensure the early approval of loans and early investment, further enrich the financial service group and lending service special class, and anchor loan marketing, investigation, approval, and launch of key nodes, so that some people are staring at each node to promote high -speed and effective operation of key links. Organize the establishment of a loan issuance team, reverse construction period, hang chart operation, upper and lower chess, front, middle and background cooperation cooperation with synchronous operations, and all business backbone forces are uniformly deployed. The third is to make up for the shortcomings "sharp vitality". Organize the president of the branch and the head of the Ministry of Credit to sort out one by one and projects, and classify accurate policies to solve the "crux" of lending. Aiming at a branch with weak credit forces, less project reserves, and slower business promotion. By formulating projects to tackle teams, in -depth excavation and mobilization of the backbone resources of the entire bank, and enhance the business level through "actual combat".
Pay close attention to the goals, make precise policies, and fight high -quality development of the "tough battle". The first is to draw a "construction drawing". Seize the opportunity to strengthen business marketing, the "first leader" of the city branch takes the lead to be a "chief marketing officer", with the opportunity of good support agricultural results, visiting the main leaders of local party and government at high frequency and densely, repeatedly declared agriculture to issue credit support agricultural policy policies With the effectiveness, it has won the high recognition of the local party and government to the issuance of agricultural issuance; adopting the visit to the door, in -depth market research and other methods to actively carry out accurate in -depth docking of central enterprises, state -owned enterprises and listed companies to support the marketing of the county branch project ; Establish a marketing team to actively docking with relevant local government departments, and implement the work ideas of "investing in a batch, approval of a batch, and reserving a batch". The "first leader" of the county branch is responsible for the implementation of the approved projects that have been approved to implement the pre -loan conditions, accelerate the progress of the investment, directly connect and coordinate the reserved projects, speed up the progress of loan, and clarify the responsible persons and marketing hours for projects, and speed up. Marketing pace. As of the end of June, there were 22 marketing docking projects and a financing demand of 11.154 billion yuan. The second is to draw a "roadmap". Take the initiative and concentrate, and the project advances steadily. Report and communicate with the "Municipal Government Work Course", reasonably allocate project financing models and loan quotas, and give priority to promoting mature projects to enter the trial process. Establish the operating mechanism of "inverted construction period, hanging chart operations, concentrated meeting, process tracking", and organize projects to concentrate on "meeting". The third is to match the "Golden Key". Focusing on the main business and exerting advantages, the project has a wide range of faces. Taking the responsibility of serving the revitalization of the countryside, and the establishment of the four major brands of "food banks", "agricultural banking", "water conservancy bank", "green bank", they have repeatedly reported to the main leaders of the Municipal Party Committee and Municipal Government. Under the premise of the main business, grab the time window, concentrate credit resources in key areas and weak links in the city, and accelerate credit approval of credit approval by improving the efficiency of loan -running, opening green channels, linked loans, and loan exhibitions. The high interest rate discount intensity, earnestly achieve "loan due to loan".
Keeping Zhengzheng Innovation, keeping the bottom line, and fighting for the "long -lasting battle" of compliance operations. The first is to arrange the deployment of "fast". We will conscientiously implement the work deployment of the "Internal Control Compliance Management Construction Year", adhere to the business development to "compliance first", and actively organize the "first -hand" lecture prevention, talk about compliance, compliance case prevention training, "compliance escort development "Theme culture month," party building leading and leading regulations for development "theme party day activities, strengthening" everyone's compliance, compliance, and regular compliance. " The second is that the compliance leaders highlight the "deep". Adhere to the relevant system of thorough study and detailed research risk management, internal control compliance, and organize special investigations such as comprehensive risk investigation and compliance risks, operating risks, case risks, etc., and regularly organize a post -loan management regular meeting to strengthen risk management and control of key areas, strengthen Risk monitoring and early warning. Strictly implement the requirements of the head office's "Guiding Opinions on the Management of the Management of two types of negative lists of business borders (trial)", clarify business boundaries, effectively strengthen access management, and prevent compliance risks. Posse up the compliance's loan concept in the entire process of business development, internalize the compliance operation in the heart, externalize it, and implement them to various links to ensure that each link meets the system requirements. Third, the problem of the problem highlights "truth". Adhere to the problem orientation, establish an internal and external inspections to find a rectification account, follow up the improvement of improvement, and persist in the opposite three to avoid repeatedly investigated and repeatedly investigated in place to ensure that rectification is in place. Promote the organic balance of development, risk control and compliance, strictly implement the management measures for "real loans and real payment" and the capital payment of the head office, and ensure that the special funds of loan funds are dedicated. In the next step, Jiuquan Branch will continue to carry forward the spirit of the struggle, take advantage of the momentum, steadily seek progress, take the theme of high -quality development, go all out to implement the party's central government and the State Council on the decision -making and deployment of the economic market, focusing on the master, focusing on the Lord Responsible for the owner, focusing on the "six major areas" of serving the rural revitalization, do a good job of "five articles", combine development, promotion, risk prevention, and strict regulations, and welcome the 20th National Congress of the Party with practical actions. (Liu Yu)
Responsible editor: Zhang Wei Guo Jinhui
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