Shenzhen Banking Industry ranked third in the country in the first half of the year

A few days ago, the Shenzhen Banking Insurance Bureau announced the data of the banking industry insurance industry in our city in the first half of the year: As of the end of June, the total assets and deposit and loans of Shenzhen's banking industry ranked third in large and medium -sized cities in the country. The banking insurance industry was increasing financial supply Focusing on key industries, support for small and micro enterprises, etc., highlights have provided strong financial support for our city to stabilize the macroeconomic market and promote reform and opening up at a higher starting point.

From the data announced this time, as of the end of June this year, the total assets of Shenzhen banking industry reached 12.01 trillion yuan, an increase of 9.35%year -on -year; the balance of various loans was 8.36 trillion yuan, an increase of 11.38%year -on -year; the balance of various deposits was 8.56 trillion yuan Yuan, a year -on -year increase of 9.74%. The scale of total assets and deposits and loans ranks third in large and medium -sized cities across the country, with a non -performing loan rate of 1.60%, which is 0.17 percentage points lower than the national average of the same period.

In terms of insurance, as of the end of June, the total assets of Shenzhen insurance industry reached 766.988 billion yuan, a year -on -year increase of 16.41%. In the first half of this year, the cumulative revenue of the original insurance premiums was 84.235 billion yuan, an increase of 6.30%year -on -year. Among them, property insurance premium income was 23.444 billion yuan, an increase of 5.40%year -on -year, and personal insurance premium income of 60.751 billion yuan, an increase of 6.65%year -on -year. The depth of insurance rose from 5.1%at the beginning of the year to 5.6%, and the insurance density increased by 282 yuan per person compared with the same period last year.

In the first half of this year, the Shenzhen epidemic rebounded. In response, Shenzhen's banking insurance industry further strengthened financial support for small and micro enterprises, individual industrial and commercial households.

As of the end of June, Shenzhen's banking industry's strategic emerging industry loans increased by 41.42%year -on -year, significantly higher than the growth rate of various loans. The balance of tech enterprise loans was 788.045 billion yuan, ranking first in large and medium -sized cities in the country. The insurance industry provides technological insurance guarantee for high -tech research, the first/set of equipment, and the first batch of new materials.

In the first half of this year, Bank of Shenzhen and insurance industry still achieved rapid growth. The total assets of the banking industry exceeded 1.2 trillion yuan, and the total assets of the insurance industry exceeded 760 billion yuan, a year -on -year increase of 9.3%and 16%, respectively.

According to the data of the Shenzhen Banking Regulatory Bureau July 29, the data showed that as of the end of June this year, the total assets of the banking industry within the bureau's under its jurisdiction was 1.201 trillion yuan, an increase of 9.35%year -on -year, and the balances of deposits and loans were 8.56 trillion yuan and 8.36 trillion yuan. A year -on -year increase of 9.74%and 11.38%, ranking third in large and medium cities across the country.

In terms of asset quality and risk resistance, the non -performing loan rate was 1.6%, which was 0.17 percentage points lower than the national average of the same period. The capital adequacy ratio of commercial banks remained above 14%, the coverage of the provision was 190.42%, and the loan provision rate was 3.04%.

During the same period, the total assets of Shenzhen insurance industry were 766.988 billion yuan, a year -on -year increase of 16.41%; the cumulative revenue of the original insurance premiums was 84.235 billion yuan in the first half of the year, a year -on -year increase of 6.30%. Among them, property insurance premium income was 23.444 billion yuan, an increase of 5.40%year -on -year, and personal insurance premium income of 60.751 billion yuan, an increase of 6.65%year -on -year. The depth of insurance rose from 5.1%at the beginning of the year to 5.6%, and the insurance density rose 282 yuan per person year -on -year.

In the first half of this year, Shenzhen's banking industry added 471.7 billion yuan in loans. Under the dual impact of the epidemic and commodity price fluctuations, it provided a lot of financial support in ensuring corporate capital chain, supply chain, foreign trade stability, and strategic emerging industries financing. Essence

Statistics show that in the first half of this year, Shenzhen's banking industry was affected by the affected industry of transportation and logistics, catering accommodation, tourism culture, wholesale and retail, and other epidemic affected by 131.558 billion yuan in loans. 100 million yuan; 27 banks provided loan balances for the core enterprise of 14,500 households exceeding 2 trillion yuan, and provided loan balances for the upstream and downstream small and micro enterprises of 61,900 households.

As of the end of June, the loan balance of foreign trade enterprises in Shenzhen China Bank was 896.764 billion yuan, an increase of 28.58%year -on -year, which was 17.20 percentage points higher than the growth rate of various loans. 100 million yuan, ranking first in large and medium -sized cities across the country.

The Shenzhen insurance industry also increases its guarantee for the company's enterprises through a series of measures. According to the statistics of Shenzhen Banking Regulatory Supervision Bureau, in the first half of this year, only in the three major areas of engineering construction, material procurement, and power transactions, Shenzhen insurance industry spent a total of 15 billion yuan in replacement margin expenditure, covering more than 8,000 enterprises. The export amount of electronic information, consumer electronics, and medical device industry chains through short -term export credit insurance underwriting was US $ 35.8 billion, US $ 14.8 billion, and US $ 2.3 billion, respectively.

Writing: Ao Yi Journalist Wu Zhen

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