Publicly announced 85 pre -sale funds supervision accounts for sale projects!Can this city shot to protect the interests of buyers?

Author:Daily Economic News Time:2022.08.02

On July 28, Jiujiang City Housing and Urban Construction Bureau of Jiangxi Province announced the pre -sale fund supervision account of 85 projects in the central urban area. At present, account information can be specifically found.

Industry experts believe: "Knowing is only the first step. Make sure that funds are used in use, and it is the most important thing to use according to rhythm."

Regulatory account information is indeed available

According to the official website of the Jiujiang Housing Construction Bureau, the Jiujiang Housing Construction Bureau announced the 85 current real estate pre -sale fund supervision accounts of 85 real estate in the central urban area. Account information (buyers can inquire on the website of the Municipal Housing and Urban Construction Bureau), and consciously deposit the house purchase funds directly into the pre -sale fund supervision account of commercial housing. "

Jiujiang Municipal Housing and Urban Construction Bureau believes: "This will further promote the collection of pre -sale supervision funds for commercial housing, ensure that pre -sale funds are used for project construction and prevent funds from being misappropriated."

According to the requirements of the Ministry of Housing and Urban -Rural Development, the People's Bank of China, and the Banking Insurance Regulatory Commission's "Opinions on Regulating the Supervision of Commercial Housing Pre -Sale Fund" (Jianfang [2020] No. 16) and other relevant documents, real estate development enterprises must pay all the house purchase funds (including deposit, prepaid payment, All kinds of housing prices such as mortgage loans) are stored directly into the pre -sale fund supervision account of commercial housing.

At present, the reporter has been able to inquire about specific supervision account information on the official website of the Jiujiang Municipal Housing and Construction Bureau, including many developers including Zhonghai, R & F, and Yajule.

Li Yujia, chief researcher of the Housing Policy Research Center of the Guangdong Provincial Urban Regulations Institute, told the "Daily Economic News" reporter through WeChat on August 1: "Let the people know the importance of supervision accounts, and deposit funds in time in a regulatory account, which is conducive to avoiding accounts. External receipts, but this is only the first step. More importantly, to ensure that the funds are used in use, and the rhythm is used. That is to say, it can only be used for engineering expenses related expenses, and only support according to the image progress. The link is the most important. "

"Buy a house to enter this account" "In the past, the common people bought a house, and did not know the regulatory account. It also caused developers to dare to provide non -fund supervision accounts to collect money. This account may have the risk of being misappropriated or even the project. In this way, it will create an environment for spontaneous supervision of the market. Developers can ensure that the funds enter whether the funds can enter whether it is illegally sold before the pre -sale or sells the pre -sale certificate. Regulatory account. "Li Yujia said.

Image source: Photo Network -id: 501280316

In fact, many projects have rotten tails from regulatory account funds. For example, Zhengzhou Yongwei Jinqiao Xitang, who has recently been crowned with the "highest academic education" problem, was misappropriated by shareholders because of the regulatory funds of 1.115 billion yuan. According to "Zhengzhou released", this fund will be The use of funds for the supervision projects of state -owned assets companies, all funds recovered by 10.115 billion yuan, and subsequent sales revenue are all transferred to the supervision account under the state -owned assets to ensure the construction of subsequent projects.

Earlier, the "Daily Economic News" reported that the second phase of the Taihe Beijing courtyard of Taihe, which was suspended, set up a "high imitation" regulatory account. Taihe's official supervision account name is "Beijing Taihe Jinxiu Real Estate Co., Ltd. Taihe Lijing Homeland", the end number 081, but there is also an account called "Beijing Taihe Jinxiu Real Estate Co., Ltd." There are differences in the last three accounts of the account. The end number is 099. The account opening bank is the business department of the Beijing Branch of Dalian Bank.

Regarding the continued improvement of the regulatory account system, Li Yujia believes: "First, the pre -sale fund supervision account must be monitored by the Housing and Construction Bureau, the supervision bank, and the development enterprise.

"The second is that the process should be clear and clear.

"Third, the duties of each duty. The pre -sale regulatory authorities manage the progress and do not meet the progress, and cannot approve the application of funds. Suppliers such as procurement, the list was determined from the beginning. After the bank and the housing construction department verified, the list and the account paid by the trusted payment. "

"The fourth is to eliminate loopholes, including large -scale engineering funds, groups with construction units, supervision units, etc., and strictly follow the amount determined by the previous plan. For construction units and supervision units, blacklisted systems must be established and will never be hired in violation of the rules."

Reporter | Editor Wang Jiafei | Chen Mengzheng Sun Zhicheng Yi Qijiang

School Division | Wang Yuelong