Nanjing pilot implementation of medical accident insurance establishment and improvement of medical risk sharing mechanism to make patients more assured

Our Suwang News today (August 1), the pilot press conference of medical institutions in Nanjing area was held at Nanjing Gulou Hospital, marking another important measure in Nanjing in establishing and improving the medical risk sharing mechanism.

At this press conference, Wei Qiang, Director of the Medical and Health Management Office of the Nanjing Municipal Health and Health Committee, interpreted the medical accident insurance work plan on the pilot of the medical institution in Nanjing. Correct cognition and rational view of medical risks, through increased publicity of medical risks, further establish and improve the mechanism of sharing medical risk sharing, and effectively protect the legitimate rights and interests of both doctors and patients.

At the same time, the "Blue Book of the Risk Management of Medical Disputes in Nanjing in 2021" was also released at the meeting. give suggestions.

According to reports, in clinical practice, some patients have adverse consequences such as medical accidents or severe complications during the treatment of diagnosis and treatment. There are no faults and responsibilities. Xu Min Sheng, a second -level inspector of the Nanjing Health and Health Commission, said: "Even during the diagnosis and treatment process, even if there is only one ten thousand risks, it will be 100%harm to the patients." Once medical accidents occur, the patient and their family members are in the one hand in the case. Facing unexpectedly and even losing the grief of loved ones, on the other hand, they must also bear high medical expenses; in the case of this situation, some patients and their families cannot face it correctly, and they are prone to doctors and patients. More pressure outside the medical.

Jiang Shihao, a sanitary management researcher at the Jiangsu Provincial Medical Association, told reporters that in medical disputes, about half of them are closely related to medical accidents. Implementing medical accident insurance is conducive to establishing and improving the mechanism of medical risk sharing: First, further strengthening medical institutions in implementing diagnosis and treatment services in implementing diagnosis and treatment services The awareness of the risk; the second is to enhance the awareness of the medical risk of the whole society; the third is to reduce the asymmetry of information and eliminate the patient's misunderstanding of medical accidents as much as possible; the fourth is that when medical accidents occur in unfortunate Economic burden further relieves social contradictions caused by medical accidents.

Article 52 of the "Physician Law of the People's Republic of China" implemented on March 1 this year clearly states: "The state establishes and improves the medical risk sharing mechanism. Medical institutions shall participate in medical liability insurance or establish or participate in medical risk funds. Encourage patients to participate in Medical accident insurance ". Nanjing Gulou Hospital actively responded to national policy regulations and requirements, introduced medical accident insurance, and carried out clinical practical needs to encourage patients to voluntarily participate in insurance. Recently, many patients have found that the "Medical Risk Management Service Center" has been added in the piano hall of Nanjing Gulou Hospital. The window provides patients with medical risk consulting, pre -surgery mission, medical accident insurance consulting and insurance, medical risk sharing mechanism, etc. Integrated convenience services.

Nanjing Gulou Hospital "Medical Risk Management Service Center" window

According to the successful introduction of the Dean of Nanjing Gulou Hospital, medical accident risks are things that need to be faced every day in clinical work. The characteristics of medical accidents are characterized and difficult to prevent. Causes huge cost burden and personal damage that is difficult to remedy. Medical accident insurance can exert the economic compensation of insurance and the social management functions of medical risks, and has a significant effect on preventing and reducing medical disputes. Experts and hospital representatives have stated that the implementation of medical accident insurance is one of the important ways to build a harmonious doctor -patient relationship, filling the gap in patient rights and interests.

Qian Lei, deputy director of the Medical Department of Nanjing Gulou Hospital, told reporters that current medical accident insurance is first piloted in Cardioprocystal Surgery, neurosurgery and general surgery. Due to the high risk of surgery in these departments, medical staff will ask patients to patients before surgery. The family members informed the surgical risk, and the staff of the risk management service center conducted secondary mission to the patients and their families. Patients and family members could go to the window to understand the relevant insurance content. The patient's family voluntarily chose whether to buy medical accident insurance. In the case of the patient's choice of insurance, "without discharge" can get a guarantee.

"Medical accident insurance has achieved obvious results in the three months of trial operation in Nanjing Gulou Hospital. It is gradually promoting to other departments of the hospital." Qian Lei said that the promotion of medical accident insurance not only allowed patients and family members to have medical risks and accidents on medical risks and accidents. Being correctly recognized, once the patient's unfortunate risk of accidents also has reasonable ways to share the burden of fees, which also reduces the pressure of doctors during high -risk medical work, so that both doctors and patients can work together to overcome the disease.

It is reported that the first batch of hospitals including Nanjing Drum Tower Hospital, Nanjing First Hospital, Nanjing Children's Hospital, and Nanjing Medical University Second Affiliated Hospital, the first batch of medical accident insurance work in Nanjing area. Implementation of second or third -level medical institutions.

(Reporter/Li Senying Photography/Huang Lei)

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