In online loans, those pit you don’t know

If your phone suddenly receives a message again

You click in and watch

This loan platform looks quite "formal"

This is the "qualification" again that "qualification" is listed in a lot of

The most important thing is to promise "no mortgage", "no guarantee", "low interest", "fast loan"

This really solves your urgent urgent urgent

You leave your contact information and loan needs according to the requirements of the platform

After a long time, the customer service will contact the customer service

It sounds very professional customer service that makes you more assured

She also guarantees that this is a professional loan platform

So you are determined to prepare for borrowing money here to save a hurry

But when you really want to start the loan process

There will always be various problems

1. You have to make a deposit first to verify whether you have the ability to repay. Well, 3,000 yuan is gone.

2. You have to pay the handling fee, and the loan company has to make money. The handling fee is not high, 200,000 loans, and only 2,000 yuan will cost. You think this requires reasonable and transfer.

3. Finally, I have reached the step to receive a loan, but there are new problems. You obviously lost the payment account. The customer service said that you lost one person, which caused the loan to be frozen. Okay, it is 6,000 yuan.

4. The customer service also said that because you are not a member, the lending speed is relatively slow. The entire process is about a month. Of course, the "fast lending" promised before is for members. As long as the membership is opened, the lending is 5,000 yuan in seconds.

You think you can finally receive a loan this time

But I received the information of the account freezing

If you want to thaw, you have to re -turn a thawing fee again

5. The money has not been borrowed, and you have already taken a lot of money. You are a little hesitant. This kind of loan is not simple at all. You tell the customer service that you do n’t want to borrow it.

6. The customer service promised to be very refreshing. She said that she would return the various fees they had paid to your card. You lost the card number again and waited for a refund.

7. After waiting for a long time, I haven't received it. Ask the customer service, the account was frozen because the card number and name did not match the name, and it could not be transferred. The thawing fee was 6000.

back and forth

back and forth

You have transferred tens of thousands of dollars to the loan platform

But from beginning to the end, I did not receive a penny loan

When can you wake up

This is a loan scam from the beginning?

01

Different from the name

The company that was not registered. In order to get people's attention, the fraud gang usually exaggerated the company's name infinitely on the Internet. In fact, such a name is not allowed.

02

Different from contact information

The regular loan company has customer service and a whole set of workflows, and the operation of the scammer is not so standardized. They usually choose to contact people in a simple way such as mobile phones, QQ, and WeChat, without fixed office and customer service.

03

Different from loan procedures

Scammers are attracted objects. They often press the requirements of loans very low and do not even make any requirements. It may be understood without mortgage, and some do not even have an ID card. The simpler the other procedures, the better, as long as the lender proposes, it can basically satisfy him.

04

Entering the remittance to identify

Whether it is a bank loan or a online loan, it does not need to be paid in advance normally. After encountering scammers, they often ask for various methods such as interest margin, bank flow inspection, handling fees, and cards to transfer money to the designated account.

05

Use network depth search

Now that you know you get funds from the Internet, you will use the Internet search. Take a few minutes to take a few minutes to learn about it when a loan is prepared. Just enter the company name directly. If it is a fraud gang, you will often find the information released by some victims.

Police reminded:

Do not charge any fees before the regular institution is issued loans

All fees (including handling fees, work costs, packaging fees, security deposits, certification, flowing water, etc.) are charged before lending), 100%are fraud!

Source 丨 Wuhan Anti -Telecom Network Fraud Center

Edit | Xiong Dandan preliminary review | Zhang Hao

Review | Xu Daming Final Audit | Sun Jun

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