What is the cat tired behind the "big customer" after signing huge insurance policies?

Mr. Wang is the manager of an insurance company in Kunming, Yunnan. One day, his company ushered in a seemingly wealthy "big customer" -Feng, the client with insurance in just two months. The company signed a 1408 insurance policy with a insurance amount of more than 23 million. Just as Manager Wang and the insurance company were overjoyed, when he was really filled with stuffing cakes in the sky, the big client suddenly asked to surrender, and he lost contact. What is going on?

What is the cat tired behind the client after signing a huge insurance policy

The incident occurred in October 2020. A man who claimed to be Feng came to the company where Mr. Wang was, claiming that he was a middleman and was commissioned by the person in charge of several companies to buy insurance for the other party's new car.

Manager Wang recalled that when he met for the first time, Feng was very refreshing, and he signed more than 20 insurance policies at once, with a total insurance insurance amount of nearly one million yuan.

Mr. Wang, the business manager of the insurance company: all he bought all the commercial insurance. He bought the highest configuration, and the premium of each order was more than 30,000.

To keep the so -called big customers promised to pay the other party more commissions

In this way, in just two months, the insurance company signed a total of 1408 orders with Feng Mou, and the insurance amount was as high as 23 million yuan, which made Manager Wang happy. In order to retain this so -called big customer, he even agreed to the other party's request for more commissions. In addition, Manager Wang even paid nearly 750,000 yuan in commission.

According to Mr. Wang, Feng also claimed that the new car purchased by the insured company was still transporting, so he could only provide a qualified certificate for the time being.

In order to promote the transaction as soon as possible, after the two parties discussed, the insurance company agreed to make an exception to pay the insurance, and after the new car arrived, the lack of information.

I thought that the transaction was smoothly undergoing the other party's suddenly retreat and lost contact

Just as Manager Wang was immersed in the joy of signing a big order, he thought that when all the transactions went smoothly, an accident suddenly occurred. Soon after, these insurance policies were required to be appointed. No, this means that the commissions that the company and Mr. Wang paid in advance were all drifting.

Mr. Zhang, Legal Affairs of Insurance Company: The current commission we have lost is nearly 12 million.

The parties recall the transaction process and find a lot of suspicious details

After the incident, Mr. Wang woke up like a dream. He carefully recalled the transaction and discovered a lot of suspicious details, but in the face of huge profits, he did not pay too much attention, so he stepped into the suspicion step by step. The trap under people. So, what kind of cat greasy behind this seemingly smooth transaction?

In fact, what Mr. Wang encountered is not a case. In late December 2020, the Economic Investigation Division of the Kunming Public Security Bureau was pushed by the clues pushed by the Bank of China Insurance Supervision and Administration Committee and the Economic Investigation Bureau of the Ministry of Public Security. After investigation, it was found that many insurance companies in Kunming, Qujing, Honghe and other places were In the case of malicious surrender and fragatory commission, the province's deceived return commission was as high as 20 million yuan. As a result, the Economic Investigation Corps of the Yunnan Provincial Public Security Department and the Economic Investigation Division of the Public Security Bureau of Qujing City and the Economic Investigation Division of the Public Security Bureau of Qujing City set up a task force to conduct investigations on many "fraud" cases in the province.

After investigation, the police found that although the "middleman" who cheated the commission in many companies was not the same person, the organizers behind them were a man named Wu.

Dai Jingtao, the police of the Economic Crime Investigation Detachment of the Kunming Public Security Bureau: The main criminal suspect (Wu Mou) has the history of the relevant automotive industry, knowing the entire process of selling, purchasing insurance, and surrender.

Wu, who has been in the automotive industry for many years, has used some insurance companies to be eager to complete the performance and the loopholes in the work to begin his fraud plan. He first found a insurance company in Kunming to insure the test water and found that it did not cause the other party's alertness. As a result, Wu organized Yu Mou, Feng, and others to start with small and medium -sized insurance companies with a strict review and small business volume.

Gong Wei, deputy team director of the Economic Crime Investigation Detachment of the Kunming Public Security Bureau: Some salespersons of these insurance companies are exactly for performance or this share of the market. Therefore, in the review of the data Some of the cases should continue to be reviewed, so there are opportunities for criminals.

Dai Jingtao, the police of the Economic Crime Investigation Detachment of the Kunming Public Security Bureau: The suspect (Wu Mou) uses one of the main criminals (Yu) to be familiar with the financial market and apply for a installment loan of automobile commercial insurance from many financial companies outside the province to complete the vehicle to complete the vehicle. Insurance of commercial insurance.

It turned out that Wu and others were playing the "empty glove white wolf" drama. They first applied for a loan to the loan company for payment premiums, and then selected the repayment in installments. When the loan company put the premium into the account of the insurance company, Wu and others only repaid the loan fee of the first phase. After getting the commission of the insurance company, they will immediately stop repayment and disappear with huge commissions.

Dai Jingtao, the police of the Economic Crime Investigation Detachment of the Kunming Public Security Bureau: After completing the insurance company, the high premium (commission) returned to the suspect's account of the criminal suspect, and the suspect immediately notified the stop repayment of the insurance loan, and then then It caused a centralized surrender of the loan company to the insurance company.

Police investigations found that in order to obtain more benefits, Wu expanded the original four teams to 6 people, trained new members, and refined division of labor. It was not only Kunming, but also extended the tentacles to Qujing and Honghe. A crime network of "new insurance fraud" gradually formed. After an in -depth investigation of this gang, the police collected and fixed a lot of evidence, and also mastered the identity and whereabouts of Wu Mou and other six suspects. Therefore, the capture operation immediately began.

In the end, the criminal gang headed by Wu was completely beaten by a net. The police seized more than 4,800 computers, 7 mobile phones, 7 mobile phones, and forged vehicle qualification certificates.

Zhang Hong, deputy captain of the Economic Crime Investigation Detachment of the Kunming Public Security Bureau: (Involved) The black -gray industry chain of the qualified certificate is another branch of our case, and we will hit them together.

At present, six suspects such as Wu Mou have been transferred to the procuratorial organs for review and prosecution.

Police reminded that when signing a policy with customers, the insurance company should be vigilant, and pay attention to the information provided by the customer carefully to avoid being deceived.

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