Ankang Caixin Micro Loan: Deepen corporate reform to empower the development of the real economy

Sunshine News (Reporter Li Xiaohua Correspondent Wang Shimin) In recent years, Ankang Caixin Micro Loan Co., Ltd. has taken the opportunity of reform, adheres to the overall requirements of the party's construction in the new era, continuously consolidates the foundation of party building work, puts the party's political advantages and organizational advantages , The ideological advantages and backbone advantages are transformed into development advantages, and continuously exploring the comprehensive integration of party building and management, production safety, corporate culture, etc., always put resources to the real economy, find the entry point and focus point, innovate credit model, open up financing models, open up financing New channels have issued a loan of 3.981 billion yuan for various market entities since 2019. In stimulating the vitality of reform, the dual test of the economic downturn and the impact of the epidemic situation, in the context of the overall sluggishness of the small loan industry, achieved the preservation and appreciation of state -owned assets, and various operating indicators ranked at the forefront of the province's small loan companies.

Strengthen the party's leadership and party building. Give full play to the role of party organizations to "take directions, manage the overall situation, and promote implementation". The "Rules of the Commission and Council of the Branch" and "Rules of the Commission of the Commission", "Research and Decision of the Branch Committee, List of Pre -Study Discussion (Trial)", the company's party branch's major matters of the enterprise participated and controlled the whole process, so that the party's line policy policy was in the enterprise in the enterprise Get the implementation of it. Always take the establishment of a team, leading teams, and grasping work as an important starting point for improving the appeal of the party organization. According to the actual development of the company and the needs of the party building work, the institutions have been continuously improved, and the number of deputy secretaries of the party and mass branch of the party and mass branches has been continuously improved. Equipped with one deputy secretary of the party branch and one full -time party worker, one of the members of the team and 2 middle -level managers were selected for the subsidiaries. Branch committee. Give full play to the advantages of the organization, adhere to the work idea of ​​"focusing on party building and promoting the development of party building", focus on "business entering enterprises, entering the park" as the starting point, comprehensively promote party building brand creation activities, promote party building and production and operation , In -depth integration of reform and development.

Promote the optimization of state -owned economic layout and structural adjustment. Municipal Caixin Small Loan sought differentiated market space, deeply cultivated differentiated operations, and combined with its own differentiated characteristics to build a differentiated and characteristic customer management model. In order to ensure the sustainable development of health and continuously enhance the ability of Ankang's real economy, Municipal Caixin Small Loan actively explores and implements the strategy of going out. Investing in the construction of the Ankang Wealth Center project, the heavy responsibility of the Ankang Wealth Center inherited by the financial institution is an important part of the financial gathering area. The Ankang Wealth Center was put into use in December 2020, becoming a key project of Ankang's centralized production and putting and putting in the Ankang Financial Collection Zone The beautiful business cards make contributions to the implementation of the "six guarantee and six stability" work requirements, the economic stability and recovery, and the establishment of a strong financial blueprint for financial markets. The establishment of the Ankang Wealth Center has provided place services to promote the upgrading of the Ankang's financial industry, promoting the high -quality gathering of the financial industry, and building a modern financial service system.

Improve the modern enterprise system with Chinese characteristics. Since its establishment, Municipal Caixin Small Loan has continuously improved and improved the modern enterprise system with Chinese characteristics, and improved governance capabilities and governance levels. Write the party's construction into the "Company Articles of Association" and integrate into all aspects of the company's governance; improve the leadership system of "two -way entry and cross -service", and realize the "one shoulder" of the party branch secretary and chairman. Improve the board authorization system of the board of directors, the board of directors reporting the system to the shareholders' meeting, the general manager report to the board of directors, and continuously improve the democratization and scientificization of the company's decision -making, ensure that the decision -making deployment is coordinated and promoted. Under the leadership, in accordance with the "Company Law" and "Company Articles of Association", scientific segmentation of the responsibilities and responsibilities and responsibilities between the shareholders' meeting, the board of directors, the board of supervisors, and the management, the rules of the meeting of the meeting The governance structure with clear power and responsibility, strong cooperation, smooth coordination, scientific management, and efficient operation, forming three levels of responsibilities with clear responsibilities and coordination of decision -making, implementation and supervision of decision -making, implementation and supervision.

It is understood that Ankang Caixin Small Loan actively responded to the call of the country's burden on small and micro enterprises. From December 2018, the interest rate of small and micro enterprises with small and micro enterprises with small and small risks was reduced by 4.4 percentage points; The interest rate of the meta loan is reduced to the company's interest rate of 20.8 million yuan. After the epidemic occurred, Municipal Caixin Small Loan has issued policies such as "Notice on Playing the Inclusive Financial Practice to Support and Control of New Coronatte Viruses Infection Pneumonia Epidemic" and other policies. 581.0 million yuan; starting from August 20, 2020, the initiative to reduce the loan interest rate of 2 percentage points, saving the cost of 10.535 million yuan for enterprises; in 2021, a total of 6 enterprises will handle loans delay, saving about 1.9 million yuan for enterprises' financing costs of about 1.9 million yuan Essence

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