The "1+20" policy system in Hebei see the implementation of the implementation of ⑦ 丨 Entrepreneurship guarantee loans to help young people realize the "entrepreneurial dream"

Great Wall Network · Jiyun Client News (Reporter Liu Lanlan Zhou Yabin) "This is my second store, and it can be opened in one week." On August 17, Li Tiancheng was holding time to decorate the store.

Li Tiancheng was 23 years old and graduated from Yunnan University last year. In March of this year, he opened a "123 serious · self -study room" in an office building in the mayor of Shijiazhuang, mainly for the civil servants, students of the postgraduate entrance examination, or office workers to go to the store to provide a good learning environment.

Li Tiancheng's self -study room. Photo by Zhou Yabin, a reporter from Great Wall Network · Jiyun Client

"I chose to operate the self -study room because I found a self -study room to study during my postgraduate entrance examination last year. After a few months, I felt that the effect of learning was good. There were many people who came to study. There are 55 seats in this self -study room in operation. From mid -May to the present, they are basically in a "full seat" state, and the operating conditions are relatively good.

The first self -study room's good business situation gave Li Tiancheng confidence, so he planned to open another shop. "It takes about 100,000 yuan to open such a self -study room in the early stage. In order to open the store, I first borrowed money at home, but this is not a long -term plan."

Li Tiancheng read a book in the self -study room. Photo by Zhou Yabin, a reporter from Great Wall Network · Jiyun Client

When Li Tiancheng was unable to do, a friend told him that he could apply for a business guarantee loan in Hebei Province. Li Tian, ​​who learned that the news, went to the relevant departments to consult. "I went to the Employment Service Center of Shijiazhuang Mayor An District Employment Service Center for consultation. The staff very enthusiastically introduced me to the relevant policies for entrepreneurial guarantee loans. After preparing the information, I soon completed the relevant procedures." Li Tiancheng said.

In June of this year, Hebei Province has formulated a set of measures and supporting policies for economic operations in the province, that is, the "1+20" policy system. In the "Nineteen Policies and Measures on Further Promoting Youth Employment and Entrepreneurship of College Graduates", it is proposed that self -entrepreneurial entrepreneurship of college graduates can be given one -time entrepreneurial subsidy, first entrepreneurial social security subsidy, entrepreneurial guarantee loans, discounts, taxes, taxes, taxes Policies such as cost reduction and exemption.

The reporter learned from the Human Resources and Social Affairs Department of Hebei Province that for eligible college graduates, they can apply for a entrepreneurial guarantee loan with a maximum amount of 200,000 yuan. For eligible college graduates to start a business or organize a joint business, the loan amount may be based on the loan. The per capita is 220,000 yuan, and the total amount does not exceed 1.3 million yuan to determine the loan scale; the establishment of qualified small and micro enterprises for college graduates can apply for a entrepreneurial guarantee loan with a maximum amount of 3 million yuan. Enterprises borne, the remaining part of the finance is discounted.

"According to the regulations, I applied for a 200,000 yuan entrepreneurial guarantee loan, which was paid off in three years, the interest rate was 2.2%, and the government subsidized 3%. At present, my loan application has been reviewed and passed. I will get the account. "Li Tiancheng said," These 200,000 loans are very helpful to me, and the interest rate is very low and there is no burden. "

The second self -study room in the decoration. Photo by Zhou Yabin, a reporter from Great Wall Network · Jiyun Client

Data show that from January to July this year, the province issued 1.107 billion yuan in entrepreneurial guarantee loans. Shijiazhuang issued 95.77 million yuan in entrepreneurial guarantee loans, supported 237 independent entrepreneurship, and drove 1,041 employment.

"My new store has 154 square meters, with a backyard, which can accommodate 49 seats, which can be opened after a week." Li Tiancheng told reporters, "After the loan is down, some will be put into the new store for preparation, and some will also self -study self -study. The existing equipment in the room is updated. With the support of funds, the self -study room will make more attempts in operation, which also gives me more confidence. "

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