Can you make a stable money for participating in financial training?The Provincial Council reminds: Be careful of routines!

Yangcheng Evening News all -media reporter Ma Chan Correspondent Yue Xuan Xuan

In recent years, with the continuous enhancement of the wealth management concepts of the general public, more and more people hope to enhance their professional knowledge and financial management capabilities through professional training. Various types of wealth management training institutions have appeared, but the quality of service is uneven and chaotic. In mid -June, the Guangdong Provincial Consumer Council reminded consumers to enhance risk awareness and stay away from wealth management training consumption traps.

Be wary of low -cost traps

Today, wealth management training institutions usually attract consumers with gimmicks such as "1 yuan to learn financial management" and "12 yuan small white wealth management class", and then let consumers buy high -priced advanced courses with real names.

The Guangdong Provincial Consumer Council stated that consumers need to be vigilant for such low -cost marketing routines, and do not easily be induced by low -cost publicity. Before buying the course, check the institution's corporate information, qualifications and reputation, etc., and fully understand it. Then make a decision to avoid falling into the consumption trap due to greed for cheapness.

As a investment behavior, wealth management must have risks. Regular wealth management courses and financial and business courses generally do not use "stable earnings and not compensation", "high income", "how much return on investment", etc., because the promise of high returns and high returns not only does not comply with the laws of financial management, but also suspected Violation of the "Consumer Rights Protection Law" and "Advertising Law" and other relevant regulations.

To set up a financial management mentality

In addition, wealth management training institutions often use false cases that have successfully obtained high returns in the past as induction to obtain consumer trust, which can easily make consumers think of "lying down to make money" and "fast money" and other ideas.

Consumers should clearly realize that even professionals have difficulty maintaining stable and long -term high returns, and financial training institutions are more difficult to make students achieve no loss and high returns.

In this regard, consumers cannot hold the psychology of "wealthy overnight", and they should be able to correct their mentality and work hard when they receive training.

Don't blindly follow the public

Some wealth management training institutions will recommend some fund stocks to students. Under the rendering of the classroom atmosphere, consumers are easy to blindly follow the trend. Such behaviors of the institution have been suspected of illegal recommendation, and at the same time, consumers' property security bears greater risks.

Therefore, consumers should not trust the so -called internal news and professional recommendations of the wealth management training institutions. After comprehensively understanding the information of the investment products, they should combine the financial management knowledge and their own risk capabilities.

At the same time, the zero -based entry -level consumers are often difficult to effectively identify authenticity during training. In this regard, it is recommended that consumers can first conduct video learning through some regular professional online platforms. After mastering a certain professional basic knowledge, then consider whether to purchase the courses of wealth management training institutions for further learning to better protect their legitimate rights and interests.

If consumers occur in consumer disputes when purchasing wealth management training courses or receiving services, they can complain to the local consumer committee through the national 12315 platform website, local 12345 and other channels.

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