司 Dongguan online car driver: This matter can not hide or drag

In order to further promote the compliant work of online car rental and promote the legitimate operation and fair operation of the online car rental industry, the spirit of the "Notice of the Guangdong Provincial Department of Transportation on Accelerating the Regulating Operation Action Plan for the Regulating Operation Action of Taxi Reservations for Online Reservation" and " Dongguan City's work requirements for the operation of the online reservation of taxi regulation of the taxi ". Recently, the Municipal Transportation Bureau and the Municipal Insurance Industry Association and China Ping An Insurance Co., Ltd. Dongguan Branch conducted discussions to promote the sharing of information sharing of unlicensed online car rental. Strengthen the risk guarantee work of online vehicles.

▲ Before the National Day last year, the Changping Communications Branch launched a special rectification operation of illegal operation before the festival (data map)

At present, the city has 29579 online car rental issues issued, but some of the vehicles engaged in online car management have not handled the transportation certificate. The nature of registration is still "non -operation". The insurance premium is not in line with its actual driving risk. When a traffic accident occurs, it is easy to "not inform the insurance company truthfully" and cause disputes on claims.

In addition, the online ride -hailing car that has not applied for a transportation certificate is also unfair to the online ride -hailing car with the nature of "operation", which slows down the process of the city's online car rental regulation.

In order to enhance the legalization of the legalization of the driver without a license, the municipal transportation department will share the information of the non -proven car rental information with the Dongguan Insurance Industry Association. On the one hand, establish an illegal vehicle information clue exchange mechanism, the Municipal Insurance Industry Association regularly collects a list of online car rental lists suspected of illegal operation and provides the transportation department. The list of unlicensed online car rental records recorded by the certificate of the certificate, and the Municipal Insurance Industry Association was compiled every quarter. On the other hand, publicity and education will be strengthened. Through public accounts, media, corporate push, company training conferences, inviting insurance companies to attend the meeting, public letter and other methods, unlicensed online taxis are investigated and punished, accidents and other typical cases to the Internet to the Internet The car driver vigorously advocates the awareness of improving the initiative of the driver to actively apply for a certificate.

The municipal transportation department reminds all online car drivers to engage in online ride -hailing operations, which may be punished by the traffic department's administrative penalty. In case of accidents, insurance companies may also refuse to pay, and they will lose money!

Case

Illegal operations are refused compensation commercial insurance

On October 13, 2020, the driver Jiang Moumou drove a vehicle in a town in Dongguan. There were multiple collision accidents in a town in Dongguan. The accident caused the vehicle and the third party (pedestrian) to die. Human injury is estimated to pay 1.12 million yuan.

The vehicle is insured with the commercial insurance (2014 edition), but the driving license and insurance policies indicate that the nature of the vehicle is "non -operating". After the accident, after the investigation of the insurance company, it was found that the vehicle actually changed the nature of use. Driving non -operating vehicles engaged in operating activities, and decided to pay commercial insurance for third -party commercial insurance.

Jiang Moumou filed a lawsuit with the Third People's Court of Dongguan. After the court retrieved the use of the vehicle to the relevant departments and platforms, he found that the vehicle had a large number of online orders for a period of time. Transport certificate.

In the end, the court eventually used non -operating vehicles to engage in operating activities for the long -term use of the insured, which led to a significant increase in the risk of insurance vehicles, and illegal operations have violated the law. The judgment insurance company does not pay commercial insurance.

Text: Van De Quan Picture: Correspondent Chen Bing'an

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