"Science and Technology Loan" precise drip irrigation, which is "loan" for 33 technology companies to come to financial live water

"With the park's science and technology loan, the government directly connects with the bank. According to the actual situation of the enterprise, the credit loan amount is approved, and there is no need to mortgage guarantee. At the signing ceremony of the "Science and Technology Financial Innovation Services' Special Action" in Yangzhou Branch and Yangzhou High -tech Zone, as one of the first 33 credit companies in Yangzhou High -tech Zone Science and Technology Loan, Yangzhou Huafeng Lightning Protection Technology Cai Renfeng, general manager of the limited company, said excitedly.

Yangzhou High -tech Zone Biological Health Industrial Park. Data picture

去年以来，科技部联合工商银行开展“科技金融创新服务'十百千万'专项行动”，聚焦国家高新区，围绕高新技术产业培育壮大，服务高新技术企业高质量发展，全力促进科技、产业、 Deep integration of finance. Since the beginning of this year, Yangzhou Science and Technology Bureau and Industrial and Commercial Bank of China Yangzhou Branch have worked with the "Science and Technology Finance Entering Parks" and other activities, and used Yangzhou High -tech Zone as a breakthrough. They visited more than 60 science and technology small and medium -sized enterprises in the park to learn more about the financing needs of the enterprise.

Yangzhou High -tech Zone is an industrial highland, innovation highland, and talent highland in Yangzhou Park. In recent years, the leading industries such as biomedicine, high -end equipment, and electronic information have settled in a number of technology -based enterprises. During the visit, credit personnel found that there are currently a large number of first -type enterprises in the park. These companies often lack traditional effective mortgages and have problems with financing.

In order to help the park companies crack the "pain point" of this financing, the Yangzhou Branch of the ICBC, with the support of the Yangzhou Science and Technology Bureau and Yangzhou High -tech Zone, tailored a set of exclusive financial service solutions for the Yangzhou High -tech Zone enterprises- "Yangzhou High -tech Zone Science and technology loan ". Relying on the auxiliary information of the park to give the enterprise credit, it uses a pure credit method, no guarantee, no mortgage, and enjoying preferential interest rates, and borrowing and repayment. In addition, loan applications and withdrawals can be easily handled through online banking and mobile banking, which greatly improves financing convenience.

Su Wei, president of Yangzhou Branch of Industrial and Commercial Bank of China, introduced that at present, "Yangzhou High -tech Zone Science and Technology Loan" has granted credit for the first batch of 33 companies, with a total credit of 40 million yuan. Next, the bank will continue to expand the coverage, and it is expected that more than 100 technology -based enterprises in the area can ultimately benefit. "This event will help improve the science and technology financial service system of the high -tech zone, innovate technology and financial products, optimize political and silver cooperation models, and solve the difficulty of financing and financing difficulties in science and technology SMEs." Ye Huasheng said.

This contract is also a microcosm of Yangzhou's actively promoting effective combination of science and technology and finance to help technology -based enterprises' development and growth. "In recent years, the Yangzhou Science and Technology Bureau and the Municipal Finance Bureau have jointly launched financial products such as the" Suke Loan '' '' ', Yangke Loan', to solve the problem of financing difficulties for financing and financing of science and technology, which has promoted science and technology The development of enterprises. "Wang Youfang, director of the Yangzhou Science and Technology Bureau, said that the launch of" Yangzhou High -tech Zone Science and Technology Loan "is a good exploration of Yangzhou banking institutions tailoring financial products for the park, which is conducive to improving the financial environment and business of the park and business. The environment, to promote the industrial chain, innovation chain, organic integration of the financial chain, and the same frequency resonance of the park, will inject stronger power into technology -based SMEs and high -quality development in the park.

Correspondent Zhao Hongwei Reporter He Shichun Jinxin

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