Nanyang City strives to invest 600 million yuan in credit loans to innovative and entrepreneurial women in the next three years

Author:Nanyang Daily Time:2022.07.11

On July 8th, the Municipal Human Resources and Social Security Bureau, the Municipal Women's Federation and China Postal Savings Bank Co., Ltd. Nanyang Branch conducted strategic cooperation and signed a strategic cooperation framework agreement for "financial support for women's innovation and entrepreneurship" to strive to innovate the city in the next 3 years. The credit of the entrepreneurial women reached 600 million yuan.

As an important support for entrepreneurial innovation, entrepreneurial guarantee loans have issued a total of 4.222 billion yuan in women's entrepreneurial guarantee loans since the work of entrepreneurial innovation, supporting 60,565 women's entrepreneurship, driving 146,000 women's employment, and played an important role in promoting women's entrepreneurship and driving employment.

In order to further stimulate the entrepreneurial guarantee loan policy to support the vitality of entrepreneurship to drive employment, and promote women's employment and entrepreneurship to a new level, the Municipal Human Resources and Social Security Bureau, the Municipal Women's Federation, and China Postal Savings Bank Co., Ltd. Nanyang Branch conduct strategic cooperation Women's innovation and entrepreneurial platform, give full play to the policy support of the human and social department, the organizational coordination and resource advantages of the women's federation department, and the advantages of the postal savings bank to form a joint force to provide women entrepreneurs with financial fund support for entrepreneurial guarantee loans as the starting point. , Promote women's entrepreneurship and employment. From this year, the three parties will fully cooperate to strive to issue loans to the city's innovative and entrepreneurial women in the next three years.

In the future, for women's groups supporting women's groups that are supported by entrepreneurial guarantee loan policies, they will provide fiscal and discounted entrepreneurial guarantee loans support. Personal maximum handles of 200,000 yuan, up to 1.5 million yuan for employment can be handled; small and micro; small and micro Enterprises can handle up to 3 million yuan. The above groups can enjoy government discount policy subsidies.

The postal savings bank should actively conduct credit granting from the Municipal Human Resources and Social Security Bureau, the Municipal Women's Federation and the subordinate agencies, except that meet the entrepreneurial guarantee loans. For women's groups such as agriculture, forestry, animal husbandry, fishery or production, processing, trade, etc., it provides loan support for various guarantees such as credit, natural person guarantees, and real estate mortgage. Among them, credit loans can be handled up to 300,000 yuan, natural persons guarantee a maximum of 800,000 yuan in loans, and up to 5 million yuan for real estate mortgage loans. For women's groups such as moderate and large -scale cooperatives and family farmers, the support of the peasant professional cooperative loan with a maximum of 2 million yuan, and the loan support for family farms (professional households) provides a maximum of 30 million yuan for small and medium -sized enterprises that drive women's employment. Small corporate legal person loan fund support. At the same time, the customer group recommended by the Municipal Human Resources and Social Security Bureau, the Municipal Women's Federation and the subordinate agencies has the minimum interest rate policy in the bank, with a minimum interest rate of 4.35%.

Reporter Cao Rui

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