Dalian increases the maximum loan amount of personal housing provident fund, for the first time in the past ten years

Author:Peninsula Morning Post Time:2022.07.12

The reporter learned from a press conference held by the Dalian Municipal People's Government on July 12 that since the day, Dalian has increased the maximum loan amount of personal housing provident fund. The maximum quota of the municipal level is 400,000 yuan in single person, 700,000 yuan for double person, and increases to 450,000 yuan for single person, and 800,000 yuan in double people; other areas are 330,000 yuan in other areas, 580,000 yuan in double person, and adjusted to 400,000 single players to 400,000 people. Yuan, 670,000 yuan. This is the first time in Dalian to raise the highest loan amount of personal housing provident funds in the past ten years.

The Dalian Housing Provident Fund Management Center introduced that in order to maximize the demand for housing provident fund loans to the greatest extent on the premise of the benign operating of housing provident fund funds, Dalian established and implemented the dynamic adjustment mechanism for the highest loan amount of housing provident fund, that is, according to Dalian City The housing provident fund "funds use rate" dynamically adjust the maximum loan amount of the housing provident fund.

It is reported that the main content of the dynamic adjustment mechanism of the maximum loan quota of the housing provident fund is: when the use rate of funds is greater than equal to 100%, Dalian's class (Zhongshan District, Xigang District, Shahekou District, Ganjingzi District, High -tech Park, the same below) order People are 350,000 yuan, and they are 630,000 yuan; the other region is 300,000 yuan and 520,000 yuan.

When the use rate of funds is less than 100%and is more than equal to 90%, the city's single single person is 400,000 yuan and 700,000 yuan in double person; 330,000 yuan in other regions and 580,000 yuan for double people.

When the use rate of funds is less than 90%and greater than equal to 85%, the municipal level is 450,000 yuan and 800,000 yuan in double people; the single person in other regions is 400,000 yuan and the double person is 670,000 yuan.

When the use rate of funds is less than 85%, the city has 500,000 yuan and 900,000 yuan in dual -person in the city; 450,000 yuan in other regions and 750,000 yuan for double people.

In early July, the use rate of housing provident fund funds in Dalian was 89.74%, between 85%and 90%, and the liquidity reached a reasonable interval to meet the conditions for dynamic adjustment. Therefore, from now on, Dalian has increased the maximum loan amount of personal housing provident fund.

Peninsula Morning Post, 39 -degree video reporter Qi Yuanyuan

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