Henan Banking Insurance Regulatory Bureau: Carry out the special action reduction of expenses and urge all banks to formulate the target of interest rate drops

[Dahecai Cube News] On September 22, the reporter learned that the Henan Banking and Insurance Bureau will carry out a special operation to reduce fees and make the reduction of corporate financing costs as a breakthrough and focus point for the real economy and stabilization of market entities to urge eachBanking institutions formulate interest rate drop targets.It is clear that all banking institutions are required to actively clear the internal interest rate transmission mechanism, dynamically reflect the trend of the loan market quotation interest rate (LPR), and reasonably determine the loan interest rate of small and micro enterprises.

In the first half of the year, the interest rate of the province's inclusive small and micro enterprises was 5.58%, a decrease of 0.53 percentage points from the beginning of the year, and maintained a decline in four consecutive years.Guide the banking institutions to actively bear the fees of pledge evaluation and mortgage registration fees for small and micro enterprises. By issuing credit loans and reducing credit -related expenses, it is expected to reduce the financing burden of 3 billion yuan in financing.

Responsible editor: Chen Yuyao | Review: Li Zhen | Director: Wan Junwei

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