"Hand in hand" to relieve difficulties and solve difficulties, "mind" to help enterprises develop

"Hand in hand" to relieve difficulties and solve difficulties, "mind" to help enterprises develop

Yuan Ting Yin Xiaobing

"We can open a new production line according to the plan, thanks to a series of supporting companies in the current country, and thanks to the financial support of the Agricultural Credit Society, so that we have enough funds to carry out production and circulation." A certain wood industry. Xi Chunhui, the person in charge, watched the initiative of the new project unable to hide the excitement in his heart.

The wooden company is located in Yinding Village, Gushu Town, Beichuan County, Sichuan. It was established in May 2000. It mainly operates the production and sales of artificial boards and decorative materials. It is a "key leading enterprise in agricultural industrialization" in Mianyang. According to the person in charge, the company plans to build a new "30,000 cubic -cubic environmental protection material production line an annual output" at the beginning of the year. The total investment of the project is about 30 million yuan, and the annual output value can reach 100 million, which can solve 150 employees. Due to the dual influence of the economic downturn and the epidemic situation, the company's large number of receivables failed to be recovered on schedule, and the new production line lacked sufficient mobile funds and failed to start.

During the critical period of the enterprise's need for capital transfer, the Sichuan Beichuan Agricultural Credit Association carried out special financing docking of enterprises, took the initiative to find out the company's operating conditions and financing needs, and sent financial products and financial services directly to their factory workshops. Services, rich mortgage guarantees, improvement of the quality of loan, and timely issuing 6 million yuan of mobile fund loans, focusing on solving the problem of financing mortgage guarantee, injecting a "strong needle" into the new production line of the company. At the same time, the Beichuan Agricultural Credit Federation also signed a long -term strategic cooperation agreement with the enterprise to provide it with "long -term, stable, high -quality, preferential" financial support in terms of credit policy, financing scale, financing costs, operating efficiency and resource allocation. Essence

This is just a case that the Beichuan Agricultural Credit Association helps enterprises to relieve the rescue. In order to thoroughly implement the deployment of various departments at all levels and departments on the rescue of enterprises, and to do a good job of financial support for the prevention and control of the epidemic and economic and social development, the Beichuan Agricultural Credit Association As the vanguard of the economic development of the county economy in the county, if you want to think about what the company thinks, the urgent enterprise, the responsibility of the main military bank is responsible. The rescue policies of the people have implemented the implementation of the implementation of the cost of financing for their maximum efforts and helping enterprises through difficulties.

In order to help enterprises reduce financing costs, the Beichuan Agricultural Credit Federation uses two direct -to -real monetary policy tools to increase support for the physical and micro market in the small and micro market. On the one hand, actively connect with park enterprises, individual industrial and commercial households , Family Farm, Cooperative, Collective Economic Organization and other new agricultural business entities, continue to perform a 4.9%preferential interest rate for new loans that conform to inclusive small and micro, with a preferential maximum quota of 500,000 yuan, which will really reduce the money for enterprises; another In terms of enterprises and individuals influenced by the epidemic, increase the proportion of credit loans, promote the use of borrowing, reduce the financing costs of market entities, fully help the main body, protect employment, and effectively take the responsibility of benefiting enterprises and the people. At the same time, lending, loan, loan disconnection, and loan, for market entities that meet the conditions of renewal conditions in accordance with the normal renewal business, flexibly adopt interest rate discounts, extended repayment, etc. to help enterprises develop, and truly help enterprises to relieve rescue and benefit. Enterprise and enterprise.

A Mianyang Asset Management Co., Ltd. is a wholly -owned state -owned enterprise, which is mainly engaged in asset management and management. In order to increase the financial support for key projects and key enterprises, the Beichuan Agricultural Credit Federation has taken the initiative to follow up and effectively connects. Under the premise of controllable risks and compliance in accordance with laws and regulations, the use of Mianyang Rural Commercial Bank's use of the merchant loan model to increase the loan model of the merchandise bank to increase this to this. The financing guarantee of the enterprise, issued 59 million yuan in loans of the merchant, implemented preferential interest rate policies. From January to May this year, a total of 567,400 yuan for corporate interest conservation was saved.

In addition, in order to meet the needs of market entities diversified financial services, the Beichuan Agricultural Credit Association has increased the innovation of financial products and promotes more products that are suitable for different customers' needs. Carry out the family farm direct vehicle project with the agricultural and rural bureau and the provincial agricultural burden to achieve 0.5%of the premiums of pigs and grain planting, and the remaining industrial premiums are 0.8%. Supporting efforts to allow the borrower to bear the interest of loan below LPR-150bp; at the same time, the use of rural revitalization guarantee funds to promote "Xingcun Loan" and increase the industrial, cultural tourism, commerce, logistics, logistics, and logistics of the rural revitalization and development fund. Waiting for the support of the company. As of now, the joint support of the "Hui Nong Loan" loan of 17 households was 22.15 million yuan, and 49 households of "Xingcun Loan" were 54.51 million yuan.

Since 2021, the Beichuan Agricultural Credit Association has issued a total of 1.467 billion yuan of loans for small and micro enterprises, of which 25 small and micro enterprises have been loaned with a loan amount of 45.61 million yuan. In the next step, Beichuan Agricultural Credit Federation will continue to improve the coverage of small and micro enterprises, increase credit investment, deepen the implementation of bailout measures, and promote better results in the real economy of financial services.

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