Payment license continuous exhibition "settled" Didi payment, including 52 institutions, etc.

Author:Securities daily Time:2022.06.29

28jun

Wen | Li Bing

As of June 27, the number of cancellations of payment licenses increased to 51, and the results of only 220 payment licenses were released. On June 26, the central bank announced the publicity information of the non -bank payment institution's "Payment Business License", and the fourth batch of 79 payment licenses was announced. Judging from the results of the renewal, the 52 payment institutions successfully completed the renewal, and 27 other payment licenses were "status", and the payment institution once again "reduced staff". According to the official website of the central bank, as of June 27, the number of cancellations of paid licenses has increased to 51, and there are only 220 stocks. Liu Gang, the founder of China Payment Network, analyzed the Securities Daily reporter that "this year's license renewal has appeared in the exhibition of many institutions, the application for renewal, and the suspension of renewal is more unexpected in the industry. "From the perspective, 52 payment institutions have completed the renewal. Among them, Nanjing Suning Yibao Network Technology Co., Ltd., Beijing Didi Payment Technology Co., Ltd., Neteasebao Co., Ltd., Zhejiang Vipshop Payment Service Co., Ltd. and many other well -known institutions. The reporter noticed that after the successful renewal, the validity period of the payment license was from June 27, 2022 to June 26, 2027. Another 27 payment licenses came out of the "status", of which 8 of the payment institutions were suspended by the central bank's suspension of renewal application for review, the renewal application of 1 institution will not be accepted, the 10 institutions have not submitted the validity period of renewal, and 8 institutions have not submitted the exhibition, 8 institutions are 8 institutions. Take the initiative to exit. The reporter sorted out the information of each license found that the payment institutions that took the initiative to withdraw or did not submit the application were mostly prepaid card business institutions. In this regard, Wang Pengbo, a senior analyst of Broadcom consulting financial industry, said that from an industry perspective, the rise of mobile payment has changed the overall business logic of the industry, and the survival of the fittest of the prepaid card payment institution is speeding up. In addition, eight payment institutions were reviewed by the central bank to suspend the "Payment Business License" renewal application for review. According to the central bank's information, due to the situation stipulated in Article 24 of the "Implementation Measures for the People's Bank of China", the central bank decided to suspend the "payment business license permit permit permit for Huixuan Paying Co., Ltd. and Shanghai Hanyin Information Technology Co., Ltd. "Renewal application for review. The business types of the above eight payment institutions include bank card acquisition, Internet payment, mobile phone payment, etc. Due to the existence of the "Implementation Measures for the Administrative License of the People's Bank of China", the central bank decided not to accept the application for the renewal of Huitongbao Payment Co., Ltd. Validity period. According to Article 17 of the "Implementation Measures for the People's Bank of China", if there is one of the following circumstances, the applicant of the applicant's administrative license may not accept it. Including the application of applications that do not belong to the scope of power of the People's Bank of China; if the correction materials provided by the applicant are incomplete and do not meet the legal forms; after the applicant's correction, there are other circumstances that do not meet the acceptance conditions. Wang Pengbo explained that "the application for the payment business license of Huitongbao Payment Co., Ltd. is not accepted, reflecting the attitude of the central bank's strict review." "The current payment market is very smooth. Convenient development, continuously promoting the structural reform of the supply side of the payment market. It is expected that the central bank will continue to promote the healthy development of the payment market in the next step. "Wang Pengbo said.

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