Zhengzhou asked real estate companies to "sell iron protection for iron protection"!72 shutdown real estate requires substantial resumption of work

08.09.2022

Number of this text: 3142, the reading time is about 6 minutes older

Introduction: "Selling iron -guaranteed intersections" is the basic responsibility of the enterprise.

Author | First Finance Sun Mengfan

On the afternoon of September 8, the Zhengzhou Housing Security and Real Estate Administration held a "Zhengzhou Real Estate Development Enterprise Slimming and Self -Rescue Action" for the preservation. The First Finance and Economics was informed that this meeting invited about 60 representatives of real estate companies, mainly to refine the 30 -day tackling operation of Zhengzhou issues.

It is reported that not only real estate companies participating in the meeting, as well as people from the county and city management departments under the jurisdiction of Zhengzhou. The meeting required counties and cities to set up special classes to re -work in the real estate in the jurisdiction. Enterprises should implement the responsibility of paying over the building, the "first floor and one special class" of the construction project, and actively slimming and self -rescue, survival of broken arms, selling high -quality assets, and raising funds from multiple parties. Insure the intersection, refuse to lie flat.

In fact, promoting the self -rescue of real estate companies is part of the five special operations of Zhengzhou's "insurance delivery". On September 6, Zhengzhou City held a special mobilization meeting for the "Insurance Communications" for a strong tackling of the "Insurance Communications" to interpret 5 special action plans for "insurance transit", involving public security systems, court systems, banking systems, and financial institutions. Essence

At the enterprise level, the Zhengzhou Housing Security Bureau will be led by the Zhengzhou Housing Security Bureau to formulate the "first floor and one strategy" of the insurance diploma to promote the substantial resumption of the suspension and semi -stop work projects; Let the enterprise realize that "smashing the pot and selling iron -guaranteed diplomatic relations" is a basic responsibility.

According to Zhengzhou's goal, the 72 projects that are stopped on the account on the account should be "first floor, one policy, one bank and one bank", and adopt a third -party audit investigation. Clarify the project assets and liabilities, and ensure that the stop work and semi -stop projects in early October and the comprehensive and substantial resumption of work.

Five special operations "Insurance to the Building"

Zhengzhou, which is more prominent and responding rapidly, has taken a set of limited -time solutions for the preservation of the intersection.

The official website of the Zhengzhou People's Government shows that on September 6th, Zhengzhou City held a special mobilization meeting for a strong "guarantee of the insurance building". Mayor He Xiong attended and delivered a speech. The meeting interpreted five special action plans for "insurance diplomatic relations". For 72 projects currently stopped on the accounts, we must ensure that "the work of stopping work in early October and the comprehensive substantial resumption of work in the semi -stop work project" must be ensured.

According to the local official media reports of Zhengzhou, the above five special actions, including special operations of the public security system, "guaranteeing the intersection", the special action of the court system "guaranteeing the property", the special action of the banking system and the financial institution The special operation of the "Insurance Transfer" and the 30 -day special operation in the county and city.

Among them, the special actions of the "guarantee of the insurance building" with the high -profile enterprises will be led by the Zhengzhou Housing Security Bureau to adhere to the principles of "enterprise autonomy, government promotion, coordination, and violation of the law". New ideas of corporate bailout and steadily promote market risk disposal.

On the one hand, real estate companies should actively launch self -rescue operations, open up insurance real estate enterprises to resolve the effective path of risks, promote the substantial resumption of the suspension and semi -stop work projects; if they cannot achieve weight loss, the bankruptcy is bankrupt, and the auction of the auction according to law allows the enterprise to allow the enterprise Aware that "smashing the pot and selling iron -guaranteed diplomatic relations" should be basic responsibility.

A person from an insurance housing company told reporters that recently the government has communicated with several outlet companies. This operation must be a positive policy. The industry is expected to have substantial effects. At present If the opportunity to complete the resumption, if the landless land can be mortgaged, it will also help subsequent resumption.

Some housing companies also expressed conservative views, thinking that if they can save themselves by selling assets, they will do so long ago. The longer the time of the capital, the higher the cost of the capital, until the project is "not debt". However, the person said that Zhengzhou also had some projects, and the parent company's non -real estate main funds were not broken, but they were still not active in promoting resumption.

In addition to the active weight loss and self -rescue of real estate companies, the banking system and financial institutions will be led by the Zhengzhou Financial Bureau. Housing management, urban construction, auditing, finance and other departments will actively cooperate to sort out the loopholes of the pre -sale funds by projects and banks. The bank's interviews one by one to promote the bank to actively participate in the "insurance delivery" work.

In addition, financial institutions cannot blindly draw loans, loans, and disconnects, and give the exhibition period or adjust the repayment period for developing loans or adjustments; if there is a problem of misappropriation of funds, actively cooperate with the public security organs to investigate and recover the misappropriation of funds. For all -round audit of the difficulty of assets than liabilities, sort out the clues of the problem, and transfer it to the relevant departments in time.

The court system in response to a lawsuit involved in the problem of the problem was instructed by the Zhengzhou Intermediate Court to guide the uniform referee standards of the local courts, focusing on supervision, and quickly reviewing. After the recovery of funds and assets in accordance with the law, after exhaustion of the market and the rule of law, it is still seriously funded and cannot be activated.

The special operation of the "Insurance of the Insurance Building" in the public security system is led by the Zhengzhou Public Security Bureau to misappropriate funds, malicious evasion funds, illegal fundraising, contract fraud, illegal operations during the development of real estate development. Investigating the criminal responsibility of the legal representative of the enterprise and the actual controller.

He Xiong pointed out that it is necessary to resolutely carry out the political responsibility of "protecting the building and stabilizing the people's livelihood", seize the current policy opportunity period, and use the policy toolbox to make a good policy box, and to formulate a detailed implementation plan for the "first floor, one policy, one bank and one bank" In the battle to win the "guarantee of the building", continue to consolidate the trend of economic recovery, and ensure the harmony and stability of the overall social situation. Accelerate the rescue fund

Prior to this, in order to solve the problem of bad tail buildings, Zhengzhou City explored and established problems such as "reunification, government repurchase, project mergers and acquisitions, bankruptcy reorganization", and the establishment of real estate bailout funds. Essence In this rotten tail building, it is the top priority to accelerate the implementation of the relief fund.

The Zhengzhou Real Estate Relief Fund was established in accordance with the principles of "government guidance, multi -level participation, and market operation". The total scale is 10 billion yuan. The focus is on the guidance and encouragement of multi -diverse entities such as central enterprises, provincial and municipal state -owned enterprises, and financial institutions. Participate in the reactive real estate project in the city.

News on September 8th shows that, in addition to the first construction of Jianye office projects, there are three support projects including Jinshui District Jinyi Jinshui Bay, Yongwei Lan Court in Guancheng District, and Yongweixi County, Central Plains District, involving the amount of funds exceeding the amount of funds. 1 billion yuan. At present, the fund -related agreement has been signed. The project will be fully resumed in the near future, and the relevant funds will be paid according to the progress of the project.

According to the official caliber, the project database of the special class of the Zhengzhou Lito Fund has initially identified 8 projects including Yongwei West County and Futian Jiuding Mansion as the first batch of intentions. It is expected to invest 4.3 billion yuan. The work progress ensures that it is not less than 5 billion by the end of September, and all the loans will be in place before mid -October.

For the "special borrowing of the insured property" at the national level, Zhengzhou requires the municipal problem -based real estate class, the real estate group to quickly connect with the Ministry of Housing and Urban -Rural Development, and the National Troupe of 5 billion yuan. Fund supervision, new and old breaks, closed operations, and auditing follow -up to ensure that special funds are dedicated, and work quickly.

In addition, Zhengzhou has to increase the repurchase of talent apartments. Zhengzhou Housing Security Bureau and Real Estate Group will complete the first batch of 20,000 units at the end of August. The second batch of 30,000 units will be completed by the end of October. 100,000 sets of talent apartments repurchase tasks, which are rescued for existing houses and quasi -housing projects with difficulty in sales.

At the same time, the government arrears as soon as possible. The Zhengzhou Finance Bureau must hurry up to dock with the Bank of Zhengzhou and Central Plains, and determine the platform company to undertake 5 billion yuan of special loans as soon as possible. 5.3 billion yuan of government arrears that 5.3 billion yuan of government companies such as Zhengshang have been confirmed in place before September 9.

It is worth noting that since the occurrence of owners' suspension in July, the policies of the local area have continued to sacrifice the policies of the preserved buildings. However, the market still feels that the advancement of advancement is relatively slow.

For insurance companies, the current financing channels are extremely limited, and it is difficult to find money. Some people from the insurance housing companies told reporters that the pain point is now that there is no positive cash inflow, the sales can not come, the public financing is impossible, and the pre -sale deposit is also strict. question.

At the local government level, the large -scale "blood transfusion" of insurance companies also has pressure and risks. Marketization legalization is the basic bottom line of bailout. If you want to expand the scope of rescue, you must introduce the size of social capital to make a large -scale fund, but the premise of social capital intervention is that the project risk control safety and return space, but at present many suspension projects cannot be reached.

At the level of financial institutions, Western Zheng Capital believes that the financial institutions of state -owned enterprises have been cautious about the contact with liquidity stressful housing companies, and subsequent treatment of potential losses. The downlink risk of real estate itself is a direct reason for financial institutions to shot. At present, most of the real estate companies are facing the pressure of "sales and integration". The enthusiasm for investment has been reduced to the freezing point of history.

At present, in the intricate industry environment, the local government has adhered to other categories. If there is a problem with the misappropriation of pre -sale funds, it is the first to do everything possible to recover funds. If you want to apply for bailout funds, the project itself can achieve balance is fundamental. You can also assist in applying for the surplus value mortgage financing to promote the resumption of the project.

The rescue of bailout funds and special debt adheres to the principles of marketization, and those who have not replaced the debt, or the rotten tail items, or the surplus goods cannot cover the projects that add new investment and the principal and interest of the stock debt, local bailout funds and guarantee payment It is difficult to benefit from the special borrowing of the building. Projects or project companies without rescue value will accelerate bankruptcy.

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