Shijiazhuang, Hebei: Use the provident fund loan to buy a house.

The WeChat public account of the Shijiazhuang Housing Provident Fund Management Committee of Hebei Province issued the "Notice on Further Expand the Polication Policies of Housing Provident Fund" on September 6.

In accordance with the positioning of "ensuring the security of funds, ensuring the healthy development of the house, and supporting the healthy development of the real estate market", in order to play a role of a greater extent, the "Notice" proposed:

First, expand the scope of withdrawal of the withdrawal of housing provident fund loans. From October 1, 2022, the use of housing provident fund loans to purchase borrowers who live in the administrative area of ​​Shijiazhuang City, their parents can apply for the repayment as a common repayment person; You can apply for repayment as a common repayment person. The common repayment person is up to 2 people. The common repayment person can apply for the balance of the housing provident fund account. The sum of the withdrawal amount of the borrower himself, the spouse, and the common repayment person shall not exceed the current total loan principal and interest.

2. Continue to increase the amount of housing provident fund rental withdrawal. If it meets the conditions of the housing provident fund to rent a housing housing provident fund in Shijiazhuang City, employees and their spouses may apply for the balance of housing provident fund accounts. Each person withdraws once a year, and the withdrawal amount does not exceed 12,000 yuan. Starting from October 1, 2022, when the renting of the rental housing, the rental contract for the registration of the housing rental supervision service platform for Shijiazhuang City will be provided by the housing lease contract. During the validity period of the housing lease contract, the amount per person per year does not exceed 15,000 yuan. The implementation time limit is tentative to December 31, 2022.

3. Reduce the proportion of housing provident fund loans. In the depositor, the minimum down payment ratio must not be lower than the total house price of the minimum housing price in Qiaoxi District, Chang'an District, Xinhua District, Yuhua District, and High -tech Zone. In other areas of Shijiazhuang, the minimum down payment ratio shall not be less than 20%of the total house price. The implementation time limit is tentative to December 31, 2022.

Source: Surging News

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