Police detailed four types of high -incidence fraud: Why do you willingly jump into the scammer's office?

Refuse to sink the cost psychology

The interview found that a small number of scammers not only suffered a fraud loss, but also suffered the same fraud loss. The reason for continuous deception is because the deception expects to recover the previous losses.

Ms. Guo had passed 200,000 yuan through the "Love Apartment" platform on August 4, and provided relevant information to the bank for review. She was preparing to loan RMB 130,000 and then "investment".

In an emergency, the anti -fraud police immediately carried out the persuasion and persuaded. The victim did not believe it had been deceived at first, claiming to be investing, and the "platform" was reliable.

The police repeatedly persuaded and analyzed the case in depth, and informed the fraudulent means of the relevant platform of the victim. The victim finally believed that he was deceived and exited the platform to avoid suffering from 130,000 economic losses again.

In order to get the money they paid before, they all chose to pay again, but they were deceived again. The emergence of this continuous deception is that the scammer uses the scammer's rejection of the cost of sinking. The cost of sinking generally refers to the cost that people have paid for some kind of commodity or labor. Studies on decision -making psychology found that due to the existence of sinking costs, people will have a strong motivation to make up for losses as soon as possible. This motivation will cause subsequent decisions to risk. In telecommunications fraud, the deception chose to continue to believe in the scammer because of the psychology of refusing to sink the cost.

"Based on the British" effect

The routine of "kill piglet"

one

Obtain the trust

The scammers will frequently chat with you after adding a friend, so that you can trust it. Some scammers will even care about you, determine your love relationship with you, and make you trust him or her.

two

Encourage investment

When the relationship is stable, the scammers will start to encourage you to invest in products such as their homemade platform gambling or buy stocks.

three

Large investment

When you taste the sweetness, the scammers will claim that they have mastered the laws of this platform, as long as they follow him or her investment steadily. At this time, you are already convinced that you invest a lot in the platform.

Four

Unable to withdraw

After the victim invested a lot of amount, he saw that the amount on the platform increased, and was ready to withdraw the amount inside, but found that it was impossible to propose it.

five

Disappear

When you want to negotiate with the other party, the scammers have disappeared without a trace. When the victim suddenly realized and found that he was deceived, the banknote had entered the pocket of the scammers.

The interview found that in order to ensure the success of subsequent fraud, scammers often give the deception some "Xiao En Xiaohui", and then make higher requirements. At this time, the deception will continue to choose to believe in the other party, resulting in greater losses. For example, some deceived mentioned: "I tried it with a curious psychology. The scammers often talked about love to induce the deceived to invest online or online gambling. The first order really made (win). Money; "I tried to invest 1,000 yuan, and the platform did return 1,100 yuan for me." The reason why the scammer was given "Xiao En Xiaohui" ("" "Tempting") before implementing formal fraud. The "threshold" effect in the interaction. The "threshold" effect refers to once a person accepts a trivial requirement of others. In order to avoid the uncoordinated cognitive, or if you want to give others a consistent impression before and after, it may be possible. Accepting greater requirements. The deception is the motivation for avoiding uncoordinated cognition and maintaining consistent before and after.

Psychology

Fake investment financial fraud refers to the scammer to build a false investment platform and channel, telling the victim that he has a high person in guidance or inside information, earn a stable earnings, and uses high returns as a bait to seduce the victims to invest. "

Common steps for false investment financial fraud:

The first step: drainage, layout

Criminals plus victim friends through social software such as QQ, WeChat, or posting and advertising on public accounts, Weibo, Douyin, Zhihu and other online platforms, saying that investment door roads attract the victim's attention. Later, he entered the group and organized the "Water Army" to play investors in the group to mislead the victims when the income was misled.

Step 2: brainwashing, induction

In the group chat, the criminals brainwashed the victims through the live broadcast tutorial, mentor guidance and other methods. Through the guise of high -yield investment projects, stable earnings, etc. Platform APP, after the victim successfully hooks the app to download the app, then invests through "mentor induction".

Step 3: Sweet, Harvest

Criminals usually use small rebates to allow the victims to taste the sweetness first, thinking that investment can really make a profit, and then the scammers will continue to induce the victim to increase the investment amount. Login abnormalities "," server maintenance "," bank account frozen "and other reasons to explain why the withdrawal failed withdrawal, followed by the victim's eagerness to expose and follow the psychology, and then collect the so -called" deposit "," thawing gold "," "Swipe bank flowing water" and other once again induced the victims to transfer money until they squeezed the victim.

The interview found that the scammer will also put various "information" from time to time in the communication and exchange of the scammer, creating a situation where others are also participating, using the public psychology of the deception to make the deception mistakenly think. If some deceived people mentioned: "In a training group at that time, the so -called training teacher always said that the members who opened the members could retreat, and they could do the task immediately. WeChat or Alipay has completed the transfer. I think it is true at the time ";" There will be many records of chatting with others and various transaction records ";" Those data he sent me is the names of many people above the names. I am also one of them. I also said that these people were completed by the task, so I have to finish it quickly before I can refund the money to me. " From the public effect, it generally refers to the phenomenon that the individual's concepts and behaviors change in the direction that is consistent with most people due to the direct or implicit guidance or pressure of the group. In telecommunications fraud, in order to maintain the consistent opinion of the group and get rid of the psychological pressure from the group, they choose to continue to believe in the information provided by the scammer. Emergency incidents lead to decision -making absorption

The interview found that when the scammers communicated for the first time with the deceived, they often created some emergency situations or events, such as "account abnormal", "behavior violations", "accidents" and so on. Through fictional emergencies or situations, the deceived people are often stimulated by a strong motivation to "avoid losses or danger", resulting in unable to make rational decisions and risk aversion to decision -making. If some deceived people mentioned, "After eating at noon, go back to the dormitory to get out of the phone and see a lot of unreasonable news, let me reply as soon as possible, there is an urgent matter"; "I don’t think too much, I am worried that there is an accident. , Just called. " In emergency events or situations, the cognitive resources that individuals can use are less, so they rely more on intuition and instincts to make decisions. Avoiding risks is the instinct of evolution. Therefore, in the emergency situation of telecommunications fraud, the deception has produced decision -making deviations in order to avoid risks.

Daily Telecom Reminder: What should I do if I encounter telecommunications network fraud?

1. Accurately record the account number and account name of the scammers, and call the anti -fraud center alarm call 110 or 96110 as soon as possible.

2. Please save relevant evidence such as chat records and transfer records, and report to the territorial police station or Interpol in time.

3. If you accidentally click the "Trojan Virus" link to cause capital losses, you need to flash the phone, and at the same time

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