Zhejiang Provident Fund System covers the group to expand again!50 farmers in Longgang apply for provident fund

Author:Zhejiang Daily Time:2022.09.01

Zhejiang News Client reporter Xiao Yanwen Gan Lingfeng

Feng Yiba, a member of Longgang Huazhong Economic Cooperative Society, applied for a provident fund. Photo by Shen Chaoqi

"I sign up!" On the evening of August 31, Feng Yiba, member of the Central Economic Cooperatives of Longgang City, signed a name on the registration form, becoming the first member of the collective economic organization to apply for a provident fund to apply for a provident fund. On the same day, Longgang officially released a housing provident fund system for members of the collective economic organization to include the peasant group into the provident fund guarantee system. The system was officially implemented from September 1st and was innovative in the country. At the scene, after the review of the first batch of applicants, the Longgang Provident Fund Management Department will open an individual accumulation account.

Difficult financing and expensive financing are common problems facing rural housing security across the country. Some farmers have become "sandwich" groups in urban and rural areas because they cannot build housing in rural areas and cannot afford commercial housing in the city. There are many people in Longgang City and tight resources. It is said that the housing security system of collective economic organizations that explore the establishment of urban and rural areas has become a starting point for the city to promote common prosperity.

Feng Yiba, a member of Longgang Huazhong Economic Cooperative Society, applied for a provident fund. Photo by Shen Chaoqi

The breakthrough is to expand the housing provident fund system covering the group. However, for a long time, the housing provident fund is limited to urban employees. Most members of the collective economic organizations make a living for farmers and work. The stability of income is not high, and the policy introductions are risky. In order to crack the barriers, qualification review, and fund supervision, Longgang refers to the model of the housing provident fund with reference to the flexible employment staff of Wenzhou City, and establishes a negotiation mechanism for the establishment of a negotiation mechanism such as the Longgang Agricultural and Rural Bureau, the Provident Fund Sub -Center, and the Finance Bureau. Payment of funds and use and accept audit supervision.

In the first batch of 13 pilot communities in Longgang, members of the flexible employment collective economic organizations who have reached the age of 16 and have not reached the legal retirement age can be included in the provident fund construction objects, including most of the village farmers, migrant workers, individual industrial and commercial business Households and other people cover 23,868 people.

After the comprehensive remediation of the family of four people in Longgang in Longgang, although it was divided into two new houses, they needed to pay a house of 400,000 yuan for each set of houses. "The interest of the provident fund loan is low and stable, so you don't have to raise money everywhere." Feng Yiba said.

After reviewing the first batch of on -site registration, the municipal provident fund management department will open an individual accumulation account. Photo by Shen Chaoqi

It is understood that members of collective economic organizations can voluntarily pay housing provident funds in accordance with the ratio of 10%of the minimum monthly wage standard of 10%of Longgang City. After 6 months of continuous payment, you can enjoy the amount of provident fund loan ranging from 150,000 to 500,000 yuan, which basically covers the fund gap of farmers' purchase and construction houses.

In order to further enhance the policy support, Longgang City's members of the "houseless" collective economic organization who paid the housing provident fund implemented a monthly local financial distribution subsidy. People per month 75 yuan. Huang Xingzhun, a member of the Shuanghe Community, said that after subsidy, he only needed to pay 225 yuan per month, and he hoped to end a family of five "snail houses" life and live in a new house.

"This exploration has changed the model of traditional farmers 'self -construction and self -construction, and to ensure farmers' housing with local finances, which has a reference significance for the country." Wang Yuting, a member of the national rural homestead system reform and guidance group, believes that this will help promote urban and rural areas The equalization of basic public services is also an important institutional supply of high -quality construction common prosperity demonstration zone.

Longgang officially released a housing provident fund system for members of the collective economic organization. Photo by Shen Chaoqi

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