collect!Occupational annuity knowledge post is here

What is a career annuity?

What is the difference between occupational annuity and corporate annuity?

Can I receive it at one time when retirement?

After reading this article, you can understand!

Fast collection

01

What is a career annuity?

Professional annuity refers to

Organized institutions and their staff

Participate in institutions and institutions

Based on basic endowment insurance

Established an endowment insurance system

Professional annuity fund consists of the following items:

(1) Payment of the unit;

(2) Personal payment;

(3) Investment and operation income of occupational annuity funds;

(4) Other income stipulated by the state.

02

Occupational annuity and corporate annuity

What's the difference?

Occupational annuity and corporate annuity

The same belongs to the supplementary endowment insurance system

The individual of the unit and the employee must pay the fees together

All adopt personal account accumulation system

Its funds all implement market -oriented investment operations

The main difference is

Profession

Annuity

It is mainly suitable for institutions and institutions and their internal staff

enterprise

Annuity

It is mainly suitable for various types of employers and employees who participate in the basic endowment insurance of enterprise employees

The Occupational Annual Fund is managed by provincial -level centralized commissioned investment operations, which is highly unified.

Enterprise annuity is determined by collective negotiation by the employer and employee, and then formulated an enterprise annuity plan. It has a certain flexibility to establish an enterprise annuity single plan or add an enterprise annuity collection plan according to the actual situation.

03

At one time when retirement

Do you receive occupational annuity?

Occupational annuity

Insured persons are not allowed

Receive at one time when retirement

After meeting the retirement conditions prescribed by the state and go through the retirement procedures in accordance with the law, I will choose to receive the occupational annuity benefits on a monthly basis.

It can be used to purchase commercial pension insurance products at one time, receive benefits and enjoy the corresponding inheritance right according to the insurance contract;

You can choose to calculate the occupational annuity treatment standards according to the corresponding monthly number of monthly calculations at the time of retirement. At the same time, the occupational annuity personal account balance has the right to inherit.

I will not change after choosing any way to receive.

Editor in this issue: Zhang Zixuan

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