[Common creation] Nakamura villagers "shares"

Reporter Jiao Guobin Correspondent Jin Shaoyu Wang Min

"Family Club" scene

"Open a" Family Council "today, discuss the share of the share economic cooperatives'" One Club "." At 7:30 on the evening of September 7th, in Zhongcun Village, Green Scallion Town, Badong County, the villagers moved to dinner, and the villagers moved Small bench, discuss major events in the village.

In November 2019, Nakamura Village established a joint -stock economic cooperative, but due to lack of experience, the cooperative has always been an empty shelf and has no substantial operation. This year, the village -supported Badong County Rural Revitalization Bureau hired experts to guide the whole process.

Under the guidance of experts, based on the principles of the village "two committees" and voluntary participation of the villagers, the village stock economy cooperatives plan to set up a credit cooperation department, house and house cooperation department, land cooperation department, purchase and sales cooperation department, labor cooperation department, and joint creation. The six departments of the ministry restore and expand the collective economy.

That night, the most important agenda of the "Family Society" was to discuss the preparations of the Credit Cooperation Department.

There are more than 500 villagers in Nakamura Village. Establishing the credit cooperation department to fully integrate the use of villagers' idle funds, support the development of the villagers to develop industries, and obtain funding mutual interest benefits by providing loan support. The Ministry of Credit Cooperation is formed by all members to form a member meeting to elected the Board, the board of supervisors, and the capital approval asset assessment team to manage the funds in a democratic decision -making manner.

"Do not raise funds like us?" Is it illegal? "

"It does not belong to the essence of the two. The credit cooperation department is the autonomy and mutual aid organization of the villagers.

"How to invest?"

"Villagers, village collectives, and social enterprises that care about the development of Zhongcun can become members through the" Family Conference ". Species, ranging from 2000 yuan to 100,000 yuan. "

"What benefits can members enjoy?"

"The purpose of the Credit Cooperation Department is 'funds to promote development, profit income to respect the elderly', and the profit income of the cooperation department gives priority to the elderly dividends; the credit department provides members with loan services to help you solve the problem of difficulty in industrial development and loan in life. "

"How to match the specific income?"

"After deducting costs, 20%of the net income is divided into dividends; 10%as a risk deposit, used to make up for borrowing losses, and transfer to the provident welfare fund without borrowing losses; 20%as the provident public welfare fund for the public welfare of the village in the village's public welfare The development of career, cooperatives, and relief subsidies to the affected members and major illness members; 10%are used as management fees and used labor expenses and misrepresented subsidies for cooperative office expenses and daily managers; Dividend. "

"What if you lose money?"

"Cooperatives only do services and do not operate. It just collects rent, pays red, and charges service fees. Therefore, the probability of losses is low. In case of losses, the cooperative can use government support funds or annual risk funds to make up for it. Farmers do not bear any losses, but the dividend of stocks may be reduced that year. "

Native

At the scene of the "Family Club", the villagers asked questions, and the village "two committees" and experts answered them one by one.

"Remember to me." The villager Tian Shifu invested 2,000 yuan on the spot and became an ordinary member. Later, everyone joined the shareholding. As of the conference, the whole village recognized a total of 330,000 yuan.

Village Division Li Yaia said that the Credit Cooperation Department is only the first departments in the "one community and six ministries", and the village will be established in the next five departments. At that time, the villagers' idle houses, land and other resources can be shared.

"As long as the cooperatives are well operated, we must be divided into dividends, and it is really stable." Tian Shifu said confidently.

Liu Bo, director of the Rural Revitalization Bureau of Badong County, said that Badong will continue to promote the construction of the "one community and six departments" village society system, organize the villagers, integrated resources to operate, trade in property rights, strengthen the collective economy of the village, promote resources to change assets, and funds. Change stocks, farmers change shareholders, activate rural resources and assets, and stimulate farmers' endogenous motivation.

- END -