A small step in Longgang

Song Li/Wenzhou Longgang City piloted the peasant group into the provident fund guarantee system, and harvested unexpected boiling. It seems that praise and questioners have their own expectations and concerns. The core of this new provident fund's new policy is that after 6 months of continuous payment of collective economic organizations, they can enjoy the amount of provident fund loan of 150,000 to 500,000 yuan, which basically covers the funds gap for farmers to purchase houses.

This new policy stipulates that the first batch of 13 pilot communities in Longgang, who are 16 years old and fail to reach the legal retirement age collective economic organization, can be included in the provident fund construction objects, covering the village farmers and migrant workers entering the city. Personnel, individual industrial and commercial households, etc.

Based on the national vision, the number of people covered by the new policy of Longgang Provident Fund was limited -a total of 23,868 people. The pilot starts from a small range, which is also the usual law of reform pilot.

If it is not clear, it is difficult to make an objective evaluation of the exploration of this provident fund reform.

Longgang is the first peasant city of farmers raised by farmers in the country. Unlike Shenzhen and Xiamen, such as the SAR policy, Longgang is a real starting from a small fishing village to build a facility for housing, roads, schools, hospitals and other facilities through farmers' fundraising. The "farmers' city" built on the deserted coat, its creation and development is the vivid practice of market forces in the history of urban development.

Since the establishment of the town, Longgang has been staged in turns in the "strong town expansion" of household registration, land reform, fiscal and administrative systems, and the recovery of power. A sample of how to stimulate the vitality of small and medium cities and promote low -cost urbanization.

Once, everyone who visited Longgang would exclaim this place where the city has already had the appearance of the city, but the administrative system was a town until it was officially recognized in 2019 and changed from the town to the city. The road of development.

After the official establishment of the city, Longgang, how to attract people and retain people through unique institutional arrangements, make up for the innate deficiencies, and also face new challenges. In fact, after Longgang was changed from town, the rural village committee has gradually transformed into a community. The existing 210,000 villagers in Longgang are no longer a traditional farmer in the traditional sense. How to provide an institutional arrangement to allow villagers to integrate into urban life in the form of life, which is originally the reform direction of Longgang. It is undoubtedly an active exploration to make some "villagers" get convenient. Moreover, the local finance also provides a subsidy of 25%of the monthly deposit amount for the participating households. This is a subsidy for real money -the local finance in Longgang City is also capable of supporting.

For more than 40 years of reform and opening up, many cities in northeast and northwest China have lost year by year, but some villages and towns in the southeast are "growing from scratch, from small to large" to cities. This is a population follow the law of market laws. The process of flowing, such a trend.

Perhaps this can also be seen, compared to many "grabbing" policies that are not available in many cities, or unilaterally rely on administrative methods such as household registration and education to set up urban barricade cities, and use policy housing loans to drainage drainage It is a valuable breakthrough to provide a policy entrance to make farmers choose whether to enter the city or when to enter the city.

From the audience of this policy, if the villagers who pay the full moon apply for a housing loan, the loan interest rate is only 2.7%-3.2%. For at least 4.9%of the 5-year commercial loan interest rate, the provident fund loan interest rate is obviously necessary It is much lower. This "saving" method of entering the city is believed to be responded by many villagers.

A small step of Longgang's provident fund's new policy is also of positive reference for the whole country. I even think that the steps of this reform pilot should be bigger, and the reform is stronger, and the foreign population can gradually be included in the coverage of the new provident fund policy.

In small and medium -sized cities that are prosperous and developed in the industry and continue to flow in, farmers have more opportunities to settle in home, and the city will also gain more vitality. Such a win -win situation will not be happy.

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