Financial "live water" helps revitalize the development of agricultural credit for local development

Author:China Agricultural Credit News Time:2022.09.16

Financial "live water" helps revitalize the provision of agricultural credit for local development

Shu Chu

In recent years, the Guangxi Quanzhou County Party Committee and County Government attach great importance to the development of tourism. Tourism in the whole state has set up the "red tourism" high -speed rail, which has realized the "curve overtaking" and became a "dark horse" that was rushed out of the northern Gui. In 2021, the number of tourists and total tourism consumption in 2021 increased by 89%and 84.3%, respectively, and achieved the development of "blowout". As the bank of the people in the state, the whole state has always been the first trial of tourism development in the prefecture. In order to get the image of the "beautiful girl wearing a tattered shirt", the Guanzhou Agricultural Cooperative Credit Credit nearly 100 million yuan in early 2021 supports the Tianhu Tourist Resort, Anhe Wentang's Dead Guard Breakthrough Site and other red tourism projects And the development of related industries, providing financial support for financial support to provide agricultural trust for the overall tourism service of the whole state.

Focus

Loan farmers take the "travel to the rich"

As the concept of "green water and green mountains is the golden mountains and silver mountains" continues to be popular, the whole state agricultural bank actively optimizes the credit structure, continues to increase rural tourism loans, strongly support the development of rural tourism -related industries, and help the construction of the beautiful rural areas in the state.

Anhe Sub -branch visited the farmhouse for investigation

Anhe Town Longjing Village is one of the Red Tourist Scenic Spot in the County. The village is picturesque. It was once the old way of the Red Army. There are many red attractions and natural landscape along the way. With the reputation of "Xiaojiuzhaigou", it has now become a new choice for many people to "steal half -day leisure". With the development of red tourism in the whole state and the promotion of the construction of beautiful rural areas, the villagers in Longjing Village have embarked on the "rural tourism" route and opened the homestays and farmhouses. Long Ping Sheng was the first villager to open farmhouses in Longjing Village. In the early days of Longjing Village Development, after seeing the government's transformation of Longjing Village, he had been doing business in the county seat. He smelled business opportunities: "There are more people who come here to play, and there must be a place to rest and eat. "So he planned to renovate the self -built house of his hometown and make a professional farmhouse to receive tourists, but the large amount of funds for renovation became the biggest problem. After learning about Mr. Long's funding demand, the customer manager of the whole state agricultural cooperative security and the branch came to docking for the first time, and issued a credit village to the village committee to issue a "Leong Loan" credit village loan of 100,000 yuan to the village committee. After the funds were in place, Long Pingsheng began to operate farmhouses and took the rural tourism "getting rich express". However, afterwards, the operation of the epidemic was affected to some extent. Seeing that the current epidemic improved, the tourism industry in the whole state slowly recovered. Long Pingsheng wanted to make the farmhouse bigger, but the funds on the hand were not enough to operate the turnover. This is urgent and bad. He. During the visit, the customer manager understands his development dilemma. In order to clear the blood of financial blood and help the homestay to solve the development problem, the whole state agricultural cooperation will be tailored to the credit plan, and the credit of 300,000 yuan is granted to it through "Guihui Loan", and applied for discounts to discount discounts. Policies help the homestay rescue and resume production, and also press the "fast" key for the development of the tourism industry of Anhe Town. At present, it is the peak tourist season in the whole state. There are endless streams of guests who come to Long Pingsheng's family.

Anhe Sub -branch visited the farmhouse for investigation

In helping the development of rural tourism, the whole state agricultural bank insisted on realizing practical results, targeted the issue of "difficulty in financing, expensive financing, and slow financing", and continuously injected hematopoietic function for rural revitalization. According to statistics, as of now, the bank has issued a total of 171 million yuan of loans in the cultural tourism industry, supporting Guilin's tourism recovery and local economic stability, and helping tourism companies to relieve it.

Agricultural and tourism

Painted the magnificent picture of the village's rejuvenation

More and more tourists "come in", Anhe Town also has more and more characteristic agricultural products "going global", and the development of rural tourism has brought certain economic benefits to agricultural income. Relying on the development of agricultural modern agriculture and the construction of beautiful rural construction, Anhe Town transformed the advantages of characteristic resources into industrial development advantages, guided farmers to establish professional cooperatives, and develop special planting industries according to local conditions. Vigorously develop special industries such as Anhe taro, Huaishan, and Chinese herbal medicines. Through integrating advantageous industrial resources, creating an excellent brand image to comprehensively enhance the agricultural tourism industry. In 2019, Anhe Town (taro) was identified by the Ministry of Agriculture and Rural Ministry as the ninth batch of national "one village, one product" demonstration village; in 2021, "Anhe Taro" was identified as a green A -level product by the China Green Food Development Center. Following ecological tourism, "Anhe Taro" has also become the "rich mana" for the general public in the town to increase their income and get rich. The prosperity of the Anhe taro industry is inseparable from the strong support of finance. With the rise of the local taro industry, the whole state agricultural banking banks use An and taro to make a strong support for the "one country and one product", actively practice the "going global" strategy, organize the financial pioneer to penetrate the front line of taro cultivation to find out, to find out the bottom line to find out, to find out the bottom line to find out to find out. The latest first -hand information of taro breeding households, family farms, and farmers' professional cooperatives in their own jurisdictions, fully understand the planting of taro, establish capital demand for capital, and tailor -made "taro loans" to make taro growers Inject "strong heart agent".

The whole state agricultural bank supports taro planting farmers to get rich

As the main local financial army, the Guangxi Quanzhou Rural Cooperation Bank closely focuses on the development strategy of the local characteristic agricultural industry, guides the service outlets within its jurisdiction to actively support the characteristic agricultural industry chain, strive to innovate credit products, expand service connotation, build e -commerce platforms, and work hard to work hard Responsibilities to help the development of local industries. As of now, the bank's loan balance was 9.094 billion yuan, of which the balance of agricultural loans was 6.574 billion yuan. It fully supported the rural revitalization and the prosperity of rural industries, helping the people to live a richer and happy life. Rich scene

Optimize the "last mile" of financial services

The whole state agricultural cooperation keeps in mind the first heart of the farmer, insist on sinking the service, and push the inclusive finance to the door of the people's house. The county's rural channel system that is integrated, accelerate the optimization and adjustment of the outlet layout, promote online and offline channels, continuously improve the "payment network" of rural financial services, and provides a convenient, fast, "door of the door" based on the development of local characteristic industries. Service guarantee, opening up the "last mile" of financial services. As of the end of August this year, 187 rural financial services have been set up in 18 townships in 18 townships, and 60 "rural financial comprehensive service stations" were successfully built. Sweep "8910 acquired merchants, set up 195 24 -hour self -service equipment in the community and townships, realizing that farmers" can pay fees without leaving the house, can not go out of the village deposit, and the fields can be transferred ", breaking the rural industry Develop the regional limitations of payment settlement; on the other hand, highlighting the "agricultural and tourism integration" actively build e -commerce platforms, rely on the "Lyon Mall" platform to create a comprehensive scene of online and offline sales, e -commerce logistics, etc. "wing". In recent years, the entire state agricultural banking bank has made full use of the advantages of the full coverage of the financial service network, promoting the "Lyon Mall" online mall of Anhe Taro, Maozhu Mountain grapes and other characteristic agricultural products, and achieved "benefits+e -commerce" through "finance+e -commerce". The goal of development helps farmers to open the road of sales, provide strong financial support to effectively promote the development of local economic development and expand the channels for increasing farmers' income.

Rodin, chairman of the whole state agricultural cooperation bank, asked the farmers' production and sales

Helping the prosperity of rural industries, ecological livability, and wealth of life have become a beautiful home in peace and career. The agricultural bank is born of farm and grows due to farmers. As the people's own banks, the state agricultural and cooperative banks will continue to adhere to the mission of financial services to the village's revitalization, adhering to the concept of serving the fields, serving the people's hearts, and serving millions of households, and actively support rural construction and industrial development. Contribute agricultural trust to the economic development of the whole state.

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