The down payment ratio of Zhengzhou two -setting house was reduced to 40%, and many banks confirmed that it is true!

On September 19, the news that "the down payment ratio of the second home loan in the Zhengzhou restricted purchase area will be reduced to 40%" on the Internet, which has attracted great attention.

So, is the news true? A reporter from Zhengguan contacted a number of banks and real estate companies in Zhengzhou to confirm.

Multiple banks confirm that the down payment ratio of the second house is reduced to 40%

The relevant person in charge of Zhengzhou Bank said that the proportion of down payment ratio of the second home loan in the Zhengzhou restricted purchase area has been received to 40%, which is true.

At the same time, the person in charge also stated that the reduction will be implemented from September 19, 2022. The applicable areas are Zhengzhou Five Districts (Jinshui District, Central Plains District, Huiji District, Erqi District, Guancheng Hui District) and Zhengzhou and Zhengzhou). The Airport Economic Comprehensive Experimental Zone, Zhengdong New District, Zhengzhou Economic Development Zone, Zhengzhou High -tech Zone, Xinzheng City, Puyang City and Zhongmu County.

In addition, the relevant person in charge of the Bank of Communications, China Merchants Bank, and Central Plains Bank also expressed the authenticity of the news to reporters. Among them, Central Plains Bank and Zhengzhou Bank have released relevant policy posters.

In addition, the relevant person in charge of the 21st century Real Estate Zhengzhou Store said that they have also received a notice of the minimum of 40%of the lowest down payment ratio of the second home loan in the Zhengzhou restricted purchase area, and the first set of down payment ratios remain unchanged for the time being.

"The banks that have been determined at present include China Merchants Bank, Huaxia Bank, Bank of Communications, Industrial Bank, Agricultural Bank of China, Industrial and Commercial Bank of China, Post Bank, Ping An Bank, Hengfeng Bank, Central Plains Bank, CITIC Bank, Everbright Bank." Essence

A number of relevant person in charge of the Mandarin and Xinglian Group said that they have been paying attention to the news. In the final notice of the bank, they will immediately implement them immediately.

In fact, the down payment ratio of the two -suite has long been able to follow. As early as June this year, the "Zhengzhou City Stable Economic Promotion Growth Policy Measures" issued by the Zhengzhou Municipal People's Government was mentioned in real estate measures. It is necessary to promote the drop in the down payment of the second house to 40 %. For families who have a house and have settled the corresponding house purchase loan, in order to improve the living conditions to apply for loans to purchase ordinary commercial housing, the banking financial institution implements the first home loan policy.

In August, the city's commercial housing sales 7238 sets (room)

The down payment ratio of the second house is undoubtedly a good information for the Zhengzhou property market, and many real estate companies are looking forward to it.

On the morning of the same day, at the sales office of a real estate property in Poly Real Estate, the salesperson Wang Li (pseudonym) said that in the past Mid -Autumn Festival holiday, the property market sales had a small recovery.

"During the Mid -Autumn Festival this year, the number of householders increased compared to the past. During the Mid -Autumn Festival, the entire transfer ratio of our real estate was around 10: 1, which was basically the same as the Mid -Autumn Festival in 2021, which was higher than the transit level in the previous months." Wang Li said that with the advantages of the down payment ratio of the second house, it is expected that there will be a wave of house buying a small peak during the National Day.

"Special picked" Golden Nine Silver Ten "to see the house. Compared with a few houses, it is already interested." Mr. Xia, who was looking at the house. At the same time, many citizens who were interviewed also said that the introduction of this policy has enhanced everyone's confidence.

According to Zhengzhou Housing Security and Real Estate Administration, in August, Zhengzhou's commercial housing approved the pre -sale area of ​​761,000 square meters, of which the pre -sale area of ​​the commodity residential approval was 660,800 square meters; 823,000 square meters. The second -hand housing in Zhengzhou was sold for a total of 7,180 units (rooms), and the transaction area was 751,500 square meters.

Source: Zhengguan News

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