As long as 2,000 yuan fees can eliminate the bad records of the enterprise?Don't be a fooled anymore

Author:Red Pepper Media Time:2022.09.07

Newspaper (Reporter Guo Huan Correspondent Jiang Liwen) Recently, Mr. Cai, a person in charge of a enterprise in Xiantao, Hubei, came to the Western Sub -branch of the Xianxingxiantao West End, asking the staff to transfer 2,000 yuan to a technology company in Jiangxi. The payment was about to deal with it. I did not expect that Mr. Cai said on the phone: "It's nothing to repair 2,000 yuan in credit reporting, don't affect my loan." After hearing this sentence, the staff immediately became alert, quickly stopped the business, and promptly conducted a science of credit reporting to Mr. Cai in a timely manner to stop the credit scam together in a timely manner.

It turned out that Mr. Cai did not know this technology company in Jiangxi. It was just because he was added by a customer service that day. He was told that his company had the existence of information on industrial and commercial punishment in 2021 and reposted the inquiry screenshot. The record can be cleared in 2000 yuan.

Since Mr. Cai did punish more than 10,000 yuan for business problems in 2021, he was applying for a commercial bank loan, so he was very worried that the record would affect the loan. The customer service stated that he is a regular company. It has a "special channel" to repair corporate credit, which will not affect corporate loans. It only costs 2,000 yuan.

Seeing that the other party can describe the details of their company's business penalties in detail, and the charges are not expensive, they provide public accounts. Mr. Cai thinks that this is not a scammer's phone, and it should be a regular company, because how can scammers open a public account? So prepare to transfer the company. Fortunately, it was blocked by bank staff to avoid property losses.

In recent years, some institutions or individuals have used the weakness of consumers to lack credit knowledge and legal awareness, confuse the concept of credit reporting and credit repair, and use the so -called "credit for credit" and "credit recovery" Training, franchise agent, individual or corporate information selling gray industry chain.

The Bank reminds everyone that whether it is a credit reporting agency or a commercial bank, there is no right to change or delete the correctly displayed credit information in the credit report; the credit information information does not have the saying of "repair". ", Deleted" bad records "are fraud.

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